AIG Travel Guard Silver

Our customers rated this plan
(4.51)
See reviews.

The AIG Travel Guard Silver plan includes all of the benefits of the Basic plan, and much more. This plan may appeal to families traveling with children, as one child age 17 or under can be added to the plan for no additional premium with each covered adult. You never know what may happen, especially while traveling with children, so it is best to be prepared.

The plan is a comprehensive travel insurance plan that includes trip cancellation, trip interruption, baggage loss or delay, travel delay as well as medical and emergency medical evacuation coverage.

Unlike the Basic plan, the Silver plan includes a pre-existing condition exclusion waiver if all eligibility conditions are met. This will allow you a little more flexibility with coverage if you’re concerned about an illness or injury due to a prior medical event. This is a time-sensitive benefit and the plan must be purchased within 15 days of making your initial trip payment.

An Accidental Death – Flight Only benefit of $25,000 is included if purchased within 15 days after making your initial trip payment. If you are outside the timeframe to have this coverage included on your plan, there is an optional flight upgrade where you can add benefits up to $500,000, at an additional cost

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business
15

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Supplier Default

Medical

Complications of Pregnancy
Terrorism
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier

Evacuation

Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages
Emergency Evacuation Upgrade
Emergency Evacuation Upgrade (+$)
Notes

Your Quote

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Ratings and reviews

Our customers rate the AIG Travel Guard Silver on our site
(4.51)
on average based on 257 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
Chose Silver for pre-existing condition coverage.
Phil S.
For an inexpensive plan, I though sure why not.
Marcie D.
I did have to cancel my trip on a Caribbean cruise as my husband and I are undergoing fertility treatment. Based on the recommendations of the CDC and WHO, along with my own physician, we did not travel due to the Zika virus. The cruise lines and airlines themselves recognize that this is a unique situation and have taken steps to accommodate passengers in our situation. The airlines even going as far as fully refunding flights for pregnant or soon to be pregnant passengers flying directly to any affected country in full. In our case we we're flying to Florida for a cruise so we were not able to receive a refund. Believing that I had travel insurance for medical issues, I contacted the travel insurance company to file a claim. They told me that the possibility of contracting an illness was not covered under any plan, but that I would have coverage for it should I get sick while on the trip. I was very disappointed. While I can understand to the general reasoning behind this policy, this was a unique situation where the governments of many countries were telling their citizens not to travel to a specific area for very serious reasons. We booked the trio before the advisory came out and I think every strongly that the travel companies should have been more helpful. Many at risk people were forced to make a health ca financial decision that they shouldn't have had to make. Luckily I was persistent in my own regard and came to a reasonable compromise with the cruise and air lines directly. This was my first time purchasing insurance and I would be hesitant to do so again.
Rebecca O.
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