AIG Travel Guard Silver

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The AIG Travel Guard Silver plan includes all of the benefits of the Basic plan, and much more. This plan may appeal to families traveling with children, as one child age 17 or under can be added to the plan for no additional premium with each covered adult. You never know what may happen, especially while traveling with children, so it is best to be prepared.

The plan is a comprehensive travel insurance plan that includes trip cancellation, trip interruption, baggage loss or delay, travel delay as well as medical and emergency medical evacuation coverage.

Unlike the Basic plan, the Silver plan includes a pre-existing condition exclusion waiver if all eligibility conditions are met. This will allow you a little more flexibility with coverage if you’re concerned about an illness or injury due to a prior medical event. This is a time-sensitive benefit and the plan must be purchased within 15 days of making your initial trip payment.

An Accidental Death – Flight Only benefit of $25,000 is included if purchased within 15 days after making your initial trip payment. If you are outside the timeframe to have this coverage included on your plan, there is an optional flight upgrade where you can add benefits up to $500,000, at an additional cost

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Supplier Default


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages
Emergency Evacuation Upgrade
Emergency Evacuation Upgrade (+$)

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Ratings and reviews

Our customers rate the AIG Travel Guard Silver on our site
on average based on 235 reviews.
A.M. Best Rating
Better Business Bureau Rating
It was really painful to file a claim through their website. The site kept timing out, my in-progress claims wouldn't show up, pages would get stuck etc. However, somehow I was able to file a claim after which it was processed quickly and satisfactorily. They just need to work on their technical problems.
Chaitra M.
I didn't have to use it at all for the trip. I guess it's a good thing. Purchasing process was very easy. I'll use it again for future trips.
Chikako S.
First trip we've insured. We did so because we were using a tour company not used before, booked and paid for a year and a half before the trip, and going to a country so far away, China. So glad we didn't need to use the AIG Travel Guard insurance, but it was comfortable to know it was there if needed.
Steve S.
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