Allianz Global Assistance Basic

If you are traveling on a budget and would like basic comprehensive travel insurance coverage, then the Basic plan may offer what you are looking for. This plan covers a maximum trip cost of $10,000 per person for trip cancellation and interruption and covers trip lengths up to 365 days. The Basic plan offers coverage for most of the typical reasons that you may need to cancel or interrupt your trip, such as the unforeseen illness injury or death of you, a traveling companion or family member. If you are concerned about a pre-existing medical condition for either yourself, a traveling companion or family member, the condition may be covered if you purchase the plan within 14 days of your initial deposit and you insure the full cost of the trip (see policy for further eligibility criteria). In the event that you need assistance during your trip, whether it is to rebook a flight or help dealing with a medical emergency, there is a 24-hour assistance hotline that can be called while you are on your trip.

This plan offers other valuable coverages such as coverage if your bags are lost or delayed, travel delay, medical, and emergency medical transportation. The Basic plan is budget-friendly and offers coverage for many unforeseen issues that may arise prior to and during your trip.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Comprehensive
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
Jefferson
AM Best Rating
A
Years in Business
65

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost*
Trip Interruption
Trip Cost*
Financial Default
Terrorism in Itinerary City
Foreign & U.S. Domestic*
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
$500* (secondary)
Baggage Delay
24+ hours
$200 max.*
(secondary)
Travel Delay
6+ hours
$150/day
$300 max.*
(secondary)
Supplier Default
Medical
Medical Limit
$10,000 ($50 ded.)* (secondary)
Complications of Pregnancy
Terrorism
Dental
$500 Incl. in Medical* (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Waiver
If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met*
Lookback Period
120 Days*
Pre-Existing Condition Period
Evacuation
Medical Evacuation
$50,000*
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
This Comprehensive plan does not offer Accidental Death benefits.
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car
$0
$40,000 (+$) **

* Terms, conditions, and exclusions apply
* Max trip cost allowed is $10,000

** Coverage is not available for all cars or all countries
Available to
U.S. Residents

Customer Ratings

Our customers rate the Allianz Global Assistance Basic plan on our site

(4.58)
on average based on 1226 reviews.

Better Business Bureau Rating
A+

A.M. Best Rating
A

Latest Reviews

Allianz Global Assistance
Basic
Since this trip was a major expense, I felt secure in knowing that if something major happened to interfere with the trip, we were adequately protected. It was also a great value because it covered all 5 of us while we were gone.
Cherie S.
Allianz Global Assistance
Basic
Thank goodness I didn't need this week nsurance but it was great peace of mind to have had it- just in case.
Ellen N.
Allianz Global Assistance
Basic
One month before our trip, my husband suffered a heart attack. He had no family history and no previous problems. It took us by complete surprise. His cardiologist recommended that we not take the trip to Peru due to the high altitude. Allianz refunded our money promptly and without a hassle. I am planning on using them on our next trip and would highly recommend them.
Sharon F.
See all reviews

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