Allianz Global Assistance Basic

If you are traveling on a budget and would like basic comprehensive travel insurance coverage, then the Basic plan from Allianz may offer everything you need, provided your trip is 365 days in length or less.

This plan covers a maximum trip cost of $10,000 per person for trip cancellation and interruption. The covered reasons for cancellation or interruption are really the most typical reasons, such as the unforeseen illness injury or death of you, a traveling companion or family member. If you are concerned about a pre-existing medical condition for either yourself, a traveling companion or family member, the exclusion may be waived if you purchase the plan within 14 days of your initial deposit and you insure the full cost of the trip (see policy for further eligibility criteria).

Along with cancellation and interruption coverage, the Basic plan also provides coverage for lost or delayed baggage, travel delay, emergency medical care and emergency medical transportation. The limits on these coverage are more modest than the other plans, however this plan is a budget-friendly option that provides comprehensive travel insurance coverage.

If you are renting a car on your trip, and are traveling for 45 days or less, you may be able to purchase an additional coverage option for rental car protection with the Basic plan. This benefit, the Rental Car Damage Protector, provides 24-hour emergency assistance as well as primary coverage for covered collision, loss and damage on your rental vehicle.

Like all Allianz plans, the Basic plan also features a 24-hour assistance hotline. You can call this hotline in the event that you need assistance during your trip, whether it is to rebook a flight or help dealing with a medical emergency.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business
66

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Supplier Default

Medical

Complications of Pregnancy
Terrorism
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Evacuation

Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
Notes
* Terms, conditions, and exclusions apply
* Max trip cost allowed is $10,000

** Coverage is not available for all cars or all countries

Your Quote

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Ratings and reviews

Our customers rate the Allianz Global Assistance Basic on our site
(4.56) of 5
on average based on 1895 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
Didn't need to access this coverage, so I can't speak as to how well their claims service works. The cost appeared reasonable for the coverage provided.
George R.
Having a 95 year-old mother-in-law, there's always the chance of a medical issue requiring us to interrupt our trip. Thankfully, our trip went well and there were no problems, but it was reassuring to know I had full coverage in the event of an emergency at home.
Robert B.
Hard to tell how good the insurance is since we did not use it. But I do believe it would help us with a problem. Thanks
Samuel M.
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