Allianz Global Assistance Basic

If you are traveling on a budget and would like basic comprehensive travel insurance coverage, then the Basic plan may offer what you are looking for. This plan covers a maximum trip cost of $10,000 per person for trip cancellation and interruption and covers trip lengths up to 365 days. The Basic plan offers coverage for most of the typical reasons that you may need to cancel or interrupt your trip, such as the unforeseen illness injury or death of you, a traveling companion or family member. If you are concerned about a pre-existing medical condition for either yourself, a traveling companion or family member, the condition may be covered if you purchase the plan within 14 days of your initial deposit and you insure the full cost of the trip (see policy for further eligibility criteria). In the event that you need assistance during your trip, whether it is to rebook a flight or help dealing with a medical emergency, there is a 24-hour assistance hotline that can be called while you are on your trip.

This plan offers other valuable coverages such as coverage if your bags are lost or delayed, travel delay, medical, and emergency medical transportation. The Basic plan is budget-friendly and offers coverage for many unforeseen issues that may arise prior to and during your trip.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost*
Trip Interruption
Trip Cost*
Financial Default
Terrorism in Itinerary City
Foreign & U.S. Domestic*
Cancel for Any Reason
Baggage Loss
$500* (secondary)
Baggage Delay
24+ hours
$200 max.*
Travel Delay
6+ hours
$300 max.*
Supplier Default
Medical Limit
$10,000 ($50 ded.)* (secondary)
Complications of Pregnancy
$500 Incl. in Medical* (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 14 days of Initial Trip Payment*
Lookback Period
120 Days*
Pre-Existing Condition Period
Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
This Comprehensive plan does not offer Accidental Death benefits.
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$40,000 (+$) **

* Terms, conditions, and exclusions apply

** Coverage is not available for all cars or all countries
Available to
U.S. Residents

Customer Ratings

Our customers rate the Allianz Global Assistance Basic plan on our site

on average based on 1047 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

Allianz Global Assistance
Wonderful to work with, prompt response to claim payment, reasonable prices, and great customer care service.
sandra h.
Allianz Global Assistance
I didn't need to file a claim, which is a good thing. Never want to face a problem while traveling. As a result, I can't comment on Allianz's claims process. But it was nice going into the vacation knowing I had coverage. I am satisfied with my purchase.
Tom F.
Allianz Global Assistance
It was most unfortunate that we had to file a claim due to the death of my mother. Allianz handled claim promptly and fairly. I have my claim check already. I will insure each trip with them in the future.
Barry D.
See all reviews

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