Allianz Global Assistance Basic

If you are traveling on a budget and would like basic comprehensive travel insurance coverage, then the Basic plan may offer what you are looking for. This plan covers a maximum trip cost of $10,000 per person for trip cancellation and interruption and covers trip lengths up to 365 days. The Basic plan offers coverage for most of the typical reasons that you may need to cancel or interrupt your trip, such as the unforeseen illness injury or death of you, a traveling companion or family member. If you are concerned about a pre-existing medical condition for either yourself, a traveling companion or family member, the condition may be covered if you purchase the plan within 14 days of your initial deposit and you insure the full cost of the trip (see policy for further eligibility criteria). In the event that you need assistance during your trip, whether it is to rebook a flight or help dealing with a medical emergency, there is a 24-hour assistance hotline that can be called while you are on your trip.

This plan offers other valuable coverages such as coverage if your bags are lost or delayed, travel delay, medical, and emergency medical transportation. The Basic plan is budget-friendly and offers coverage for many unforeseen issues that may arise prior to and during your trip.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost*
Trip Interruption
Trip Cost*
Financial Default
Terrorism in Itinerary City
Foreign & U.S. Domestic*
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
$500* (secondary)
Baggage Delay
24+ hours
$200 max.*
Travel Delay
6+ hours
$300 max.*
Supplier Default
Medical Limit
$10,000 ($50 ded.)* (secondary)
Complications of Pregnancy
$500 Incl. in Medical* (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met*
Lookback Period
120 Days*
Pre-Existing Condition Period
Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
This Comprehensive plan does not offer Accidental Death benefits.
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$40,000 (+$) **

* Terms, conditions, and exclusions apply
* Max trip cost allowed is $10,000

** Coverage is not available for all cars or all countries
Available to
U.S. Residents

Customer Ratings

Our customers rate the HTH Worldwide Trip Protector Preferred plan on our site

on average based on 8 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

Allianz Global Assistance
Very happy to know that we were covered in case something delayed or postponed our trip at a reasonable cost.
Pamela A.
Allianz Global Assistance
The plan was reasonably priced and it covered everything we deemed important.
Sean L.
Allianz Global Assistance
I didn't have to use the plan, but was confident knowing I had the right coverage in case of an emergency.
George K.
See all reviews

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