Allianz Global Assistance Basic

If you are traveling on a budget and would like basic comprehensive travel insurance coverage, then the Basic plan may offer what you are looking for. This plan covers a maximum trip cost of $10,000 per person for trip cancellation and interruption and covers trip lengths up to 365 days. The Basic plan offers coverage for most of the typical reasons that you may need to cancel or interrupt your trip, such as the unforeseen illness injury or death of you, a traveling companion or family member. If you are concerned about a pre-existing medical condition for either yourself, a traveling companion or family member, the condition may be covered if you purchase the plan within 14 days of your initial deposit and you insure the full cost of the trip (see policy for further eligibility criteria). In the event that you need assistance during your trip, whether it is to rebook a flight or help dealing with a medical emergency, there is a 24-hour assistance hotline that can be called while you are on your trip.

This plan offers other valuable coverages such as coverage if your bags are lost or delayed, travel delay, medical, and emergency medical transportation. The Basic plan is budget-friendly and offers coverage for many unforeseen issues that may arise prior to and during your trip.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost*
Trip Interruption
Trip Cost*
Financial Default
Terrorism in Itinerary City
Foreign & U.S. Domestic*
Cancel for Any Reason
Baggage Loss
$500* (secondary)
Baggage Delay
24+ hours
$200 max.*
Travel Delay
6+ hours
$300 max.*
Supplier Default
Medical Limit
$10,000 ($50 ded.)* (secondary)
Complications of Pregnancy
$500 Incl. in Medical* (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 14 days of Initial Trip Payment*
Lookback Period
120 Days*
Pre-Existing Condition Period
Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
This Comprehensive plan does not offer Accidental Death benefits.
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$40,000 (+$) **

* Terms, conditions, and exclusions apply

** Coverage is not available for all cars or all countries
Available to
U.S. Residents

Customer Ratings

Our customers rate the Allianz Global Assistance Basic plan on our site

on average based on 1090 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

Allianz Global Assistance
I was very pleased with the ease of filing a claim for trip cost reimbursement. I initially spoke with a representative who was very courteous and helpful. When I actually filed the claim, I did it online and the whole process was very easy. Allianz reviewed the claim and settled it very quickly. I would definitely use the company again.
Agnes B.
Allianz Global Assistance
We have been purchasing trip insurance for 12 years mostly from Allianz. We are thrilled we have never had to make a claim. This year we did call for assistance as a customs issue was threatening our trip. The Allianz staff were most helpful, while we were on hold they got us through to the appropriate foreign office so we could resolve the issue. Thanks for a job well done!
Yvonne G.
Allianz Global Assistance
The insurance kept us from worrying about health issues or having to cancel our cruise. We felt the cost was worth it. Thank you!
john F.
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