The AXA Assistance USA Platinum plan is everything the Gold and Silver plan are – and a little bit more. While you have all the standard comprehensive benefits you’d expect, such as trip cancellation, baggage protection and trip delay; you also have optional add-ons such as Cancel for Any Reason and Cancel for Work Reasons and rental car collision protection.
This plan includes coverage for a penalty or change fee by an airline up to $250 if you change your travel dates due to a covered reason. Also, it includes natural disaster or man-made disaster coverage that provides possible reimbursement if your primary residence or accommodations at your destination becomes uninhabitable.
Also similar to the Gold plan, the Platinum plan also provides additional trip delay benefits such as childcare delay and coverage for pet boarding fees. You may be eligible for reimbursement for childcare fees due to a trip delay on your way home. Similarly, you may be eligible for reimbursement for any extended fees in the event you're delayed on your return trip home if your pet is being boarded.
Unlike many comprehensive plans, you may qualify for coverage if your golf or ski trip is cancelled or delayed due to event inclement weather.
Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.