AXA Assistance USA Platinum

The Platinum plan offers the highest limits of coverage out of all three AXA Assistance USA plans.

Some highlights of this plan:

  • Rental or replacement cost coverage if your Business or Sports Equipment is damaged, lost, stolen or delayed by a Common Carrier
  • Optional Cancel for Any Reason Rider available in certain states if conditions are met
  • Pre-Existing Condtions Waiver is included when the policy is purchased within 14 days of your Initial Trip Payment Date
  • Cancel for Work Reason Option

Just like the Gold plan, the Platinum plan provides additional Travel Delay benefits along with coverage if your golf or ski trip is disrupted due to Inclement Weather. Another added benefit is coverage for Event Ticket Cancellation in the event you are unable to attend a ticketed event due to a reason listed within the policy.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
American Modern Home Insurance Company
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
14 day wait, if purchased within 14 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign & U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason
75% of non-refundable trip cost [Requires Purchase within 14 days of Initial Trip Payment and certain conditions to be met.] (+$)
Baggage Loss
Baggage Delay
12+ hours
$600 max.
Travel Delay
12+ hours
$1,250 max.
Supplier Default
Medical Limit
Complications of Pregnancy
$750 Incl. in Medical
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met.
Lookback Period
60 Days
Pre-Existing Condition Period
Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
Common Carrier
Flight Only
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$50,000 (+$)

Cancel for Work Reason Option [Requires purchase within 14 days of Initial Trip Payment] (+$)
Identity Theft Services

Natural Disaster Benefit $50,000
Available to

Customer Ratings

Our customers rate the AXA Assistance USA Platinum plan on our site

on average based on 72 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

AXA Assistance USA
This was a great plan. For the amount of money we had to pay for the trip, trip insurance was a no brainer. Having it gave us peace of mind during our trip.
Joseph C.
AXA Assistance USA
I'm very pleased with the service you provide, especially after the sale is done!
Rosa W.
AXA Assistance USA
I bought coverage for Cancel For Any Reason. I later read the policy, it only provides coverage for cancellation caused by an event which is not otherwise covered. The title suggests that you can choose to cancel for any reason. The actual coverage would require proof that is was compelled and you had no choice. This is very misleading and deceitful.
Charles R.
See all reviews

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