AXA Assistance USA Platinum

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The AXA Assistance USA Platinum plan is everything the Gold and Silver plan are – and a little bit more. While you have all the standard comprehensive benefits you’d expect, such as trip cancellation, baggage protection and trip delay; you also have optional add-ons such as Cancel for Any Reason and Cancel for Work Reasons and rental car collision protection.

This plan includes coverage for a penalty or change fee by an airline up to $250 if you change your travel dates due to a covered reason. Also, it includes natural disaster or man-made disaster coverage that provides possible reimbursement if your primary residence or accommodations at your destination becomes uninhabitable.

Also similar to the Gold plan, the Platinum plan also provides additional trip delay benefits such as childcare delay and coverage for pet boarding fees. You may be eligible for reimbursement for childcare fees due to a trip delay on your way home. Similarly, you may be eligible for reimbursement for any extended fees in the event you're delayed on your return trip home if your pet is being boarded.

Unlike many comprehensive plans, you may qualify for coverage if your golf or ski trip is cancelled or delayed due to event inclement weather.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Baggage Loss
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

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Ratings and reviews

Our customers rate the AXA Assistance USA Platinum plan on our site
on average based on 105 reviews.
A.M. Best Rating
Better Business Bureau Rating
Since I made no claim on my AXA Assistance USA Platinum plan, I can't give a complete review; however I was completely satisfied with the plan cost and coverage. The piece of mind I had knowing that I was covered should an emergency arise made for a worry free trip.
Donald T.
Easy too use website and on going communications and updates make travel at ease!
Terry M.
Something happened with our luck on that trip and we had to file more than one claim. First one was for delayed luggage for the international flight. Second one was for broken luggage for another part of our trip. Both cases were handled relatively fast by AXA Assistance USA without any hassle and trouble. We provided all information required via email. Phone communication with agents on all occasions was very good: courteous and professional. I would re-use AXA Assistance USA in my future travels.
Janna G.
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