AXA Assistance USA Platinum

The Platinum plan offers the highest limits of coverage out of all three AXA Assistance USA plans.

Some highlights of this plan:

  • Rental or replacement cost coverage if your Business or Sports Equipment is damaged, lost, stolen or delayed by a Common Carrier
  • Optional Cancel for Any Reason Rider available in certain states if conditions are met
  • Pre-Existing Condtions Waiver is included when the policy is purchased within 14 days of your Initial Trip Payment Date
  • Cancel for Work Reason Option

Just like the Gold plan, the Platinum plan provides additional Travel Delay benefits along with coverage if your golf or ski trip is disrupted due to Inclement Weather. Another added benefit is coverage for Event Ticket Cancellation in the event you are unable to attend a ticketed event due to a reason listed within the policy.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
American Modern Home Insurance Company
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
14 day wait, if purchased within 14 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign & U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason
75% of non-refundable trip cost [Requires Purchase within 14 days of Initial Trip Payment and certain conditions to be met.] (+$)
Baggage Loss
Baggage Delay
12+ hours
$600 max.
Travel Delay
12+ hours
$1,250 max.
Supplier Default
Medical Limit
Complications of Pregnancy
$750 Incl. in Medical
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 14 days of Initial Trip Payment and certain conditions are met.
Lookback Period
60 Days
Pre-Existing Condition Period
Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
Common Carrier
Flight Only
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$50,000 (+$)

Cancel for Work Reason Option [Requires purchase within 14 days of Initial Trip Payment] (+$)
Identity Theft Services

Natural Disaster Benefit $50,000
Available to

Customer Ratings

Our customers rate the RoamRight Preferred plan on our site

on average based on 248 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

AXA Assistance USA
Had a claim for two things. Lost cell phone and lost luggage. The claim took longer than I wanted to be processed, however, both claims were paid in full. I would purchase this insurance again.
Gary N.
AXA Assistance USA
Best price for the comprehensive coverage offered, and by a well rated, stable firm.
Kenneth W.
AXA Assistance USA
Plan covered everything I was concerned about, especially the cost of having to cancel and re-book flight tickets made with frequent flyer miles. I didn't use this feature but it gave me security to know that it was there if an issue arose and I was covered for airline ticket change fees. Also this policy provided more comprehensive medical coverage. Will use it again for my trip next summer.
Fulton F.
See all reviews

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