The AXA Assistance USA Silver plan is a standard comprehensive travel insurance plan with all of the basic coverage you’d expect.. It covers a per-person trip cost up to $10,000, making it a reasonable choice for a traveler on a budget.
The Silver plan covers your basic travel needs – such as trip cancellation and trip interruption for the listed covered reasons. The plan also offers reimbursement in the event your baggage is damaged, lost or delayed.
Much like other comprehensive plans, the Silver plan has reimbursement limits for a covered reason for travel delay. You can find those reasons listed in the full certificate. This plan also includes emergency medical reimbursement and emergency medical evacuation if deemed necessary by the attending doctor. If the traveler is eligible, a waiver can be added to the plan to remove the pre-existing condition exclusion.
Other optional add-on benefits include rental car collision protection and Cancel for Work Reason coverage. Rental car collision protection is an option to consider if you are traveling to your destination with a rental car or renting a car at your destination. You will have to check with your rental car company to see if they will accept this type of insurance before adding it on to your plan.
Cancel for Work Reasons is a great option if your job is a little unpredictable, and you are trying to get away. It gives you the flexibility to protect your travel investment even if you have work responsibilities that come up last minute.
This is a time sensitive benefit, meaning you must be purchasing the plan within 14 days after making your initial trip payment to be eligible, and you must also be able to show a notarized statement from your employer stating that you have to work during the dates of your trip.
Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.