AXA Assistance USA Silver

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The AXA Assistance USA Silver plan is a standard comprehensive travel insurance plan with all of the basic coverage you’d expect.. It covers a per-person trip cost up to $10,000, making it a reasonable choice for a traveler on a budget.

The Silver plan covers your basic travel needs – such as trip cancellation and trip interruption for the listed covered reasons. The plan also offers reimbursement in the event your baggage is damaged, lost or delayed.

Much like other comprehensive plans, the Silver plan has reimbursement limits for a covered reason for travel delay. You can find those reasons listed in the full certificate. This plan also includes emergency medical reimbursement and emergency medical evacuation if deemed necessary by the attending doctor. If the traveler is eligible, a waiver can be added to the plan to remove the pre-existing condition exclusion.

Other optional add-on benefits include rental car collision protection and Cancel for Work Reason coverage. Rental car collision protection is an option to consider if you are traveling to your destination with a rental car or renting a car at your destination. You will have to check with your rental car company to see if they will accept this type of insurance before adding it on to your plan.

Cancel for Work Reasons is a great option if your job is a little unpredictable, and you are trying to get away. It gives you the flexibility to protect your travel investment even if you have work responsibilities that come up last minute.

This is a time sensitive benefit, meaning you must be purchasing the plan within 14 days after making your initial trip payment to be eligible, and you must also be able to show a notarized statement from your employer stating that you have to work during the dates of your trip.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car

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Ratings and reviews

Our customers rate the AXA Assistance USA Silver plan on our site
on average based on 261 reviews.
A.M. Best Rating
Better Business Bureau Rating
Didn't need it, thank goodness, but it was more economical and covered as much or more than the expensive plans offered by the cruise and tour companies. Will definitely use this company the next time we travel.
Russell D.
The insurance was fine, but the costs are based upon age (which is the only easy thing you can base it on). So for us, who are in very good health and physical shape for our age (which allows us to do bicycling vacations around the world), the price seems unfairly high. But I realize that you can't do a complete medical evaluation on your customers.
David E.
We had to cancel our trip, but our claim was processed promptly after all the required documents were provided. I rebooked the trip for next year, will use the same plan again.
Dale M.
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