HCC Medical Insurance Atlas International

Our customers rated this plan
See reviews.

The HCC Atlas International is a single-trip travel medical plan available to U.S. and non-U.S. citizens who are traveling outside of their home country, but not within the U.S. Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in those coverage gaps.

You are able to customize your plan by selecting the medical limit that best fits your needs. The available medical limits are $50,000; $100,000; $200,000; $500,000 and $1,000,000. The maximum medical limit for travelers between the ages 70-79 is $100,000. For travelers 80-years-old or older, the maximum limit is $10,000.

Trip interruption benefits can help with the cost of an economy one-way air or ground transportation back home. Covered reasons for trip interruption are destruction to more than 40% of your principal residence by fire or weather (after departure from home country) as well as the death of a parent, spouse, sibling, child or grandchild. Another travel-related coverage in this plan is baggage protection. It will cover up to $500 dollars (up to $50 per item) for replacement of clothes and personal hygiene items if your bag is lost during transit.

Incidental Home Country Coverage is available to U.S. citizens to a maximum of 15 days per three-month period of coverage. If you have an incidental trip back to the U.S. and incur medical expenses during that time, this benefit may be necessary.

This plan also provides coverage for a natural disaster. The natural disaster benefit can help to defray the cost of replacement accommodations in the event you are displaced from planned, paid accommodations due to evacuation from forecasted disaster or following a disaster strike.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Travel Medical plans offer specific coverage needed while traveling abroad. These plans are available to travelers who are leaving their home country and require medical insurance to fill the gaps in their primary health insurance coverage.

Highlighted Coverages

Pre-Existing Lookback Period

Plan Info

View Certificate
Refund Policy
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Baggage Delay
Travel Delay
Supplier Default

Pre-Existing Conditions

Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier


Evacuation from
Evacuation to
Evacuation criteria

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the HCC Medical Insurance Services Atlas International plan on our site
on average based on 765 reviews.
A.M. Best Rating
Better Business Bureau Rating
Would have liked more coverage for lost baggage, otherwise perfect!
Blake J.
We didn't need to file a claim, but looking back, I am very glad that I bought the protection because, believe it or not, we went out to eat in a nice restaurant in Paris on the night of November 13, the same night that terrorists attacked another restaurant in Paris... And we were walking on Champs Elysees, in front of the Arc de Triomphe, at about the same time terrorists shot at passers-by elsewhere on the streets of Paris. We didn't need the coverage, but it was a lottery... I shudder to think that we could have had the losing number. It comforts me to think that, if I had needed it, I would have had good insurance coverage to help us out.
Ellis T.
Yes, I did recommend this to a friend. I don’t know if he purchased it. I got good coverage, and because I did, I didn’t need any claims. Went healthy, came back healthy.
Leslie M.
See all reviews