HCC Medical Insurance Atlas Multi-Trip

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The HCC Atlas Multi-Trip is a multi-trip travel medical plan available to both U.S. and non-U.S. citizens, up to age 75, who are traveling outside of their home country, but not within the U.S.

This multi-trip travel medical insurance plan covers trips up to 30 or 45 days in length per trip. But you can travel several times throughout a period of one year. This plan is ideal for the frequent traveler who takes time to explore and isn’t nervous about trip cancellation needs.

The Atlas Multi-trip plan requires you to have primary medical coverage in force to be eligible for coverage. The maximum medical limit for travelers is $1,000,000; this is a lifetime limit for the plan. Unlike some medical plans, this plan also includes coverage for acute onset of a pre-existing condition. This coverage is only available for travelers under the age of 70, but it may give a little more flexibility for medical care while traveling.

If you take several trips during the year, you may also be interested in sports and activities while you are traveling. This plan offers coverage that will give some flexibility for medical care when it comes to any injuries sustained during sports and activities. Check the full certificate for all the details.

This plan also provides coverage for a natural disaster. The natural disaster benefit can help to defray the cost of replacement accommodations in the event you are displaced from planned, paid accommodations due to evacuation from forecasted disaster or following a disaster strike.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Travel Medical plans offer specific coverage needed while traveling abroad. These plans are available to travelers who are leaving their home country and require medical insurance to fill the gaps in their primary health insurance coverage.

Highlighted Coverages

Pre-Existing Lookback Period

Plan Info

Plan Type
View Certificate
Refund Policy
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Baggage Delay
Travel Delay
Supplier Default

Pre-Existing Conditions

Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier


Evacuation from
Evacuation to
Evacuation criteria

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Ratings and reviews

Our customers rate the HCC Medical Insurance Services Atlas Multi-Trip plan on our site
on average based on 17 reviews.
A.M. Best Rating
Better Business Bureau Rating
Having the plan gave us peace of mind while traveling a long way from home. Thankfully we did not need to file a claim on this trip.
Robert Y.
We are repeat customers of InsureMyTrip, and as expected, received top quality service, and realistic plans and prices. We will certainly use your services again in the future. Best wishes!
Forrest V.
The cost seemed to represent decent value and the multi-trip coverage is definitely convenient.
George D.
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