HTH Worldwide TravelGap Excursion

The TravelGap Excursion is a single trip medical plan, covering trips up to 180 days in length. You must be enrolled in a primary medical plan to be eligible for coverage. This plan does offer coverage for pre-existing conditions, and allows you to select both the Medical and Deductible limits. With medical limits ranging from $50,000 to $1,000,000, you are able to choose the amount that you are most comfortable with and best fits your needs.

Along with Medical coverage, this plan offers Emergency Medical Evacuation in the event it is deemed that you can't receive proper care where you are, and must be transported to the nearest appropriate hospital. You are also given access to many medical and security services, where you can get information regarding security alerts and doctors at your destination.

This plan does have some travel reimbursement services, not covering the trip cost as in the comprehensive trip cancellation plans, but allowing reimbursement up to $500 to offset the cost of having to change an airline ticket if you trip is interrupted for medical reasons, a terrorist event or an imminent threat to your personal safety (see plan details for more information).

You must not have yet departed on your trip to be eligible for coverage. This coverage is only available prior to your departure date.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Single-Trip Medical
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Interruption
$500 max.
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
$500 max.
Baggage Delay
Travel Delay
Supplier Default
Medical Limit
$50,000 (+$) (secondary)
$100,000(+$) (secondary)
$500,000 (+$) (secondary)
$1,000,000 (+$) (secondary)
Complications of Pregnancy
$500 (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Lookback Period
Pre-Existing Condition Period
Medical Evacuation
$500,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
Included in Accidental Death - 24-Hour
Additional Benefits
24-Hour Emergency Assistance
Rental Car

$0 ded. (+$)
$100 ded. (+$)
$250 ded. (+$)
$500 ded. (+$)
Security Profiles

Doctors & Hospitals

Primary Coverage Required

The HTH Travel Medical plan is available for purchase only before your Departure Date. If you have departed for your trip, do not purchase this plan because you will not have any coverage.
Available to
U.S. Residents

Customer Ratings

Our customers rate the April Travel Protection Choice plan on our site

on average based on 45 reviews.

Better Business Bureau Rating
No Rating Available

A.M. Best Rating

Latest Reviews

HTH Worldwide
TravelGap Excursion
Since we had no health issues on the trip, it met all of our needs - which were none outside of some trepidation about what we might need. I suggest that HTH Worldwide send a person periodically - once a year? - to each of the destinations for which coverage was requested in the prior year to have actual information on the level of difficulty of actually needing medical assistance and using the HTH services.
Thomas H.
HTH Worldwide
TravelGap Excursion
The coverage was just what I needed to fill the gap between my current health insurance, that had gaps in it when I traveled overseas and this coverage filled in the gaps at a reasonable price. Luckily I did not need to use the it. I would purchase again
Eric C.
HTH Worldwide
TravelGap Excursion
The insurance plan covered our essential needs at a reasonable price. I looked at several travel plans and this one met my needs and was within my budget.
Gerald R.
See all reviews

Be the first to ask a question for this subject.

Ask A Question