The TravelGap Excursion is a single trip medical plan, covering trips up to 180 days in length. You must be enrolled in a primary medical plan to be eligible for coverage. This plan does offer coverage for pre-existing conditions, and allows you to select both the Medical and Deductible limits. With medical limits ranging from $50,000 to $1,000,000, you are able to choose the amount that you are most comfortable with and best fits your needs.
Along with Medical coverage, this plan offers Emergency Medical Evacuation in the event it is deemed that you can't receive proper care where you are, and must be transported to the nearest appropriate hospital. You are also given access to many medical and security services, where you can get information regarding security alerts and doctors at your destination.
This plan does have some travel reimbursement services, not covering the trip cost as in the comprehensive trip cancellation plans, but allowing reimbursement up to $500 to offset the cost of having to change an airline ticket if you trip is interrupted for medical reasons, a terrorist event or an imminent threat to your personal safety (see plan details for more information).
You must not have yet departed on your trip to be eligible for coverage. This coverage is only available prior to your departure date.
The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.
Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.
Our customers rate the HTH Worldwide TravelGap Excursion plan on our site
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Since we had no health issues on the trip, it met all of our needs - which were none outside of some trepidation about what we might need. I suggest that HTH Worldwide send a person periodically - once a year? - to each of the destinations for which coverage was requested in the prior year to have actual information on the level of difficulty of actually needing medical assistance and using the HTH services.Thomas H.
The coverage was just what I needed to fill the gap between my current health insurance, that had gaps in it when I traveled overseas and this coverage filled in the gaps at a reasonable price. Luckily I did not need to use the it. I would purchase againEric C.
The insurance plan covered our essential needs at a reasonable price. I looked at several travel plans and this one met my needs and was within my budget.Gerald R.
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