HTH Worldwide TravelGap Voyager

The TravelGap Voyager plan resembles the TravelGap Excursion plan, but the big difference is that you don't need primary health insurance in force to be eligible for coverage. With the TravelGap Voyager, there is a pre-existing condition look back period of 180 days, meaning that in the event of a claim, the company will exclude coverage for anything that is related medical advice, diagnosis, care or treatment within the six months prior to the effective date of coverage.

This plan allows you to select your medical limit and also your policy deductible giving you the choice to pick the limit that best fits your needs. Along with offering coverage for your medical needs while traveling, there is coverage, reimbursement up to $500, if your trip is shortened due to medical reasons, a terrorist event or an imminent threat to your personal safety. This coverage will help to offset the cost of changing an airline or ground transportation ticket, of the same class, to return home.

You must not have yet departed on your trip to be eligible for coverage. This coverage is only available prior to your departure date.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Single-Trip Medical
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
HM Life
AM Best Rating
A-
Years in Business
32

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Interruption
$500 max.
Financial Default
Terrorism in Itinerary City
Cancel for Any Reason
Baggage Loss
$500 max.
Baggage Delay
Travel Delay
Supplier Default
Medical
Medical Limit
$50,000 (+$) (secondary)
$100,000(+$) (secondary)
$500,000 (+$) (secondary)
$1,000,000 (+$) (secondary)
Complications of Pregnancy
Covered
Terrorism
Covered
Dental
$200 (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Emergency Medical Evacuation Only
Waiver
Lookback Period
180 Days
Pre-Existing Condition Period
Evacuation
Medical Evacuation
$500,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
$25,000
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
Included in Accidental Death - 24-Hour
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car

$0 ded. (+$)
$100 ded. (+$)
$250 ded. (+$)
$500 ded. (+$)
Security Profiles

Doctors & Hospitals

The HTH Travel Medical plan is available for purchase only before your Departure Date. If you have departed for your trip, do not purchase this plan because you will not have any coverage.
Available to
U.S.

Customer Ratings


Our customers rate the HTH Worldwide TravelGap Voyager plan on our site

(4.66)
on average based on
71 reviews.

Better Business Bureau Rating
A+

A.M. Best Rating
A-

Latest Reviews

HTH Worldwide
TravelGap Voyager
Simple, painless, and thankfully not needed.
Bryan P.
HTH Worldwide
TravelGap Voyager
InsureMyTrip is a great resource and very user friendly.
Zakary G.
HTH Worldwide
TravelGap Voyager
I did not have to use it, but just the peace of mind knowing that I had it, if anything did happen was worth the price. Also speaking to a live representative with my questions was very helpful.
Sandra R.
See all reviews

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HTH Worldwide Plans

Comprehensive Plans

Trip Protector
Trip Protector Preferred

Medical Plans

TravelGap Excursion
TravelGap Voyager

HTH Worldwide Claims & Assistance

See Filing a Claim for instructions and contact information.