The TravelGap Voyager plan resembles the TravelGap Excursion plan, but the big difference is that you don't need primary health insurance in force to be eligible for coverage. With the TravelGap Voyager, there is a pre-existing condition look back period of 180 days, meaning that in the event of a claim, the company will exclude coverage for anything that is related medical advice, diagnosis, care or treatment within the six months prior to the effective date of coverage.
This plan allows you to select your medical limit and also your policy deductible giving you the choice to pick the limit that best fits your needs. Along with offering coverage for your medical needs while traveling, there is coverage, reimbursement up to $500, if your trip is shortened due to medical reasons, a terrorist event or an imminent threat to your personal safety. This coverage will help to offset the cost of changing an airline or ground transportation ticket, of the same class, to return home.
You must not have yet departed on your trip to be eligible for coverage. This coverage is only available prior to your departure date.
The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.
Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.
Our customers rate the HTH Worldwide TravelGap Voyager plan on our site
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Simple, painless, and thankfully not needed.Bryan P.
InsureMyTrip is a great resource and very user friendly.Zakary G.
I did not have to use it, but just the peace of mind knowing that I had it, if anything did happen was worth the price. Also speaking to a live representative with my questions was very helpful.Sandra R.
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