HTH Worldwide TravelGap Voyager

The TravelGap Voyager plan resembles the TravelGap Excursion plan, but the big difference is that you don't need primary health insurance in force to be eligible for coverage. With the TravelGap Voyager, there is a pre-existing condition look back period of 180 days, meaning that in the event of a claim, the company will exclude coverage for anything that is related medical advice, diagnosis, care or treatment within the six months prior to the effective date of coverage.

This plan allows you to select your medical limit and also your policy deductible giving you the choice to pick the limit that best fits your needs. Along with offering coverage for your medical needs while traveling, there is coverage, reimbursement up to $500, if your trip is shortened due to medical reasons, a terrorist event or an imminent threat to your personal safety. This coverage will help to offset the cost of changing an airline or ground transportation ticket, of the same class, to return home.

You must not have yet departed on your trip to be eligible for coverage. This coverage is only available prior to your departure date.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Single-Trip Medical
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Interruption
$500 max.
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
$500 max.
Baggage Delay
Travel Delay
Supplier Default
Medical Limit
$50,000 (+$) (secondary)
$100,000(+$) (secondary)
$500,000 (+$) (secondary)
$1,000,000 (+$) (secondary)
Complications of Pregnancy
$200 (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Emergency Medical Evacuation Only
Lookback Period
180 Days
Pre-Existing Condition Period
Medical Evacuation
$500,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
Included in Accidental Death - 24-Hour
Additional Benefits
24-Hour Emergency Assistance
Rental Car

$0 ded. (+$)
$100 ded. (+$)
$250 ded. (+$)
$500 ded. (+$)
Security Profiles

Doctors & Hospitals

The HTH Travel Medical plan is available for purchase only before your Departure Date. If you have departed for your trip, do not purchase this plan because you will not have any coverage.
Available to
U.S. Residents

Customer Ratings

Our customers rate the MEDEX TravMed Choice Inbound plan on our site

on average based on 63 reviews.

Better Business Bureau Rating
No Rating Available

A.M. Best Rating

Latest Reviews

HTH Worldwide
TravelGap Voyager
Good news I did not have an opportunity to test you plan. However, it gave me comfort to know it was in place and I knew I would get to visit an english speaking doctor.
Robert S.
HTH Worldwide
TravelGap Voyager
Simple, painless, and thankfully not needed.
Bryan P.
HTH Worldwide
TravelGap Voyager
InsureMyTrip is a great resource and very user friendly.
Zakary G.
See all reviews

Be the first to ask a question for this subject.

Ask A Question