HTH Worldwide Trip Protector

The Trip Protector Plan offers comprehensive trip cost protection, which includes Trip Cancellation and Trip Interruption coverage. Along with protecting the cost of your trip, this plan also offers Baggage and Travel Delay coverage. As for Medical, this plan does offer high limits of coverage, but you must be enrolled in a primary health plan to be eligible for these benefits. This plan also offers coverage for Emergency Medical Evacuation while you are traveling and Accidental Death & Dismemberment benefits for your beneficiaries.

Trip Protector also provides you with a 24-hour emergency hotline that you can call for informational services, emergency assistance, and concierge services. Security profiles can be obtained for your destination so that you can be well prepared wherever you may be traveling. Also, access to HTH's global community of physicians, dentists, hospitals and other healthcare providers is available, allowing you to search online and choose the provider that best fits your needs. You can obtain Provider Profiles, which give you details about the doctor, their qualifications and specialty services that they provide. This allows you to make an informed decision if you need to seek medical attention during your trip.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
Stonebridge Casualty
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost
Financial Default
14 day wait, if purchased prior to or within 24 hours of Final Trip Payment
Terrorism in Itinerary City
Foreign & U.S. Domestic
Cancel for Any Reason
Baggage Loss
$1,000 (secondary)
Baggage Delay
24+ hours
$200 max.
Travel Delay
6+ hours
$1,000 max.
Supplier Default
Medical Limit
$500,000 (secondary)
Primary Coverage Required
Complications of Pregnancy
$500 Incl. in Medical (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If purchased prior to or within 24 hours of Final Trip Payment
[Only applies to Trip Cost Protection]
Lookback Period
180 Days
[Only applies to Trip Cost Protection]
Pre-Existing Condition Period
Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
Additional Benefits
24-Hour Emergency Assistance
Rental Car

Security Profiles

Doctors & Hospitals

City Health Providers
Available to
U.S. Residents

Customer Ratings

Our customers rate the HTH Worldwide Trip Protector plan on our site

on average based on 24 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

HTH Worldwide
Trip Protector
Thankfully I did not need it the cruise was great.
Theodore D.
HTH Worldwide
Trip Protector
We have had a very unlucky year as we had to cancel two trips and interrupt another after only a few days during the past twelve months. We had an HTH Worldwide Trip Protector plan for each one, and our claims for cancellation and trip interruption were handled very professionally and expeditiously in each case. We had someone we could contact during the claims process, and when we did contact them they were both very helpful and courteous. They also kept us informed. I certainly do recommend them.
William M.
HTH Worldwide
Trip Protector
Unfortunately we are among the few people who actually file a claim on their insurance. While in Latvia at the beginning of our trip my wife had a stroke, which required her to be hospitalized for three days and required us to cancel the bulk of our trip. While in Latvia the insurer was in touch with me and handled the hospital expenses so that I did not have to worry about them. The larger claim was the trip interruption claim, and upon our return the insurer paid our claim in full without any hassle to us. I filed a completed claim form, they contacted our travel agent for some information, and then immediately paid the claim. You could not ask for better service. Thanks HTH.
William M.
See all reviews

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