IMT Services Travel Accident Plan

The Travel Accident Plan offers Accidental Death and Dismemberment coverage while you are traveling. This plan offers Accidental Death - 24/7 coverage as well as Accidental Death - Common Carrier and Accidental Death - Flight. You are able to choose beneficiaries that will receive the benefits of this plan in the event that the worst were to happen. You are able to choose from several coverage limits, ranging from $100,000 to $1,000,000, and select the amount that you are most comfortable with. There are other coverages included as well such as Political and Natural Disaster Evacuation benefit. Also, there are emergency assistance services available in the event you need a medical referral or travel assistance 24 hours a day, 7 days a week.

There are optional coverage for Emergency Medical Evacuation and also War Risk. The War Risk rider is required for travel to Area 1 countries (which are listed in the policy) and will automatically be added to the plan. If you will be traveling to an Area 2 country, the War Risk rider will not automatically be added to your plan, but it is highly recommended that you do purchase the option. Area 3 countries are low risk, and it is your choice if you want to ad War Risk coverage, but it is recommended. For more information, see the list of Area 1, 2 and 3 countries. War Risk coverage is not available inside the U.S. or your home country.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
24/7 Protection
View Certificate
View Certificate
Refund Policy
Prior to Effective Date by Written Request
Insurance Underwriter
United States Fire Insurance Company
AM Best Rating
A
Years in Business
109

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
This Accidental Death plan does not offer Trip Protection benefits.
Medical
This Accidental Death plan does not offer Medical benefits.
Pre-Existing Conditions
This Accidental Death plan does not offer Pre-Existing Conditions benefits.
Evacuation
Medical Evacuation
$0 (+$)
$500,000 (+$) (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
$100,000 (+$)
$300,000 (+$)
$500,000 (+$)
$1,000,000 (+$)
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
Included in Accidental Death - 24-Hour
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car

War Risk Rider (+$)
Benefits Included with Accidental Death 24-Hour

Paralysis Benefit $25,000 max.

Coma Benefit $25,000 max.

Seat Belt and Air Bag Benefit $25,000 max.

Felonious Assault Benefit $25,000 max.

Home Alteration and Vehicle Modification Benefit $2,500 max.

Benefits Included with Emergency Medical Evacuation

Repatriation of Remains Benefit $50,000 max.

Emergency Medical Reunion Benefit $50,000 max.

Return of Minor Child(ren) Benefit $50,000 max.

Political and Natural Disaster Evacuation Benefit $50,000

Customer Ratings

Our customers rate the IMT Travel Accident Plan on our site

(4.70)
on average based on 303 reviews.

Better Business Bureau Rating
A+

A.M. Best Rating
A

Latest Reviews

IMT
Travel Accident Plan
Great and fast service from the insurance representatives!
Thomas R.
IMT
Travel Accident Plan
I`m happy I did not have to file a claim and am very satisfied with what you offer. Fay Irgang
FAY I.
IMT
Travel Accident Plan
Peace of mind when overseas.
Kenneth C.
See all reviews

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