IMT Services Travel Accident Plan

The Travel Accident Plan offers Accidental Death and Dismemberment coverage while you are traveling. This plan offers Accidental Death - 24/7 coverage as well as Accidental Death - Common Carrier and Accidental Death - Flight. You are able to choose beneficiaries that will receive the benefits of this plan in the event that the worst were to happen. You are able to choose from several coverage limits, ranging from $100,000 to $1,000,000, and select the amount that you are most comfortable with. There are other coverages included as well such as Political and Natural Disaster Evacuation benefit. Also, there are emergency assistance services available in the event you need a medical referral or travel assistance 24 hours a day, 7 days a week.

There are optional coverage for Emergency Medical Evacuation and also War Risk. The War Risk rider is required for travel to Area 1 countries (which are listed in the policy) and will automatically be added to the plan. If you will be traveling to an Area 2 country, the War Risk rider will not automatically be added to your plan, but it is highly recommended that you do purchase the option. Area 3 countries are low risk, and it is your choice if you want to ad War Risk coverage, but it is recommended. For more information, see the list of Area 1, 2 and 3 countries. War Risk coverage is not available inside the U.S. or your home country.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
24/7 Protection
View Certificate
View Certificate
Refund Policy
Prior to Effective Date by Written Request
Insurance Underwriter
United States Fire Insurance Company
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
This Accidental Death plan does not offer Trip Protection benefits.
This Accidental Death plan does not offer Medical benefits.
Pre-Existing Conditions
This Accidental Death plan does not offer Pre-Existing Conditions benefits.
Medical Evacuation
$0 (+$)
$500,000 (+$) (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
$100,000 (+$)
$300,000 (+$)
$500,000 (+$)
$1,000,000 (+$)
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
Included in Accidental Death - 24-Hour
Additional Benefits
24-Hour Emergency Assistance
Rental Car

War Risk Rider (+$)
Benefits Included with Accidental Death 24-Hour

Paralysis Benefit $25,000 max.

Coma Benefit $25,000 max.

Seat Belt and Air Bag Benefit $25,000 max.

Felonious Assault Benefit $25,000 max.

Home Alteration and Vehicle Modification Benefit $2,500 max.

Benefits Included with Emergency Medical Evacuation

Repatriation of Remains Benefit $50,000 max.

Emergency Medical Reunion Benefit $50,000 max.

Return of Minor Child(ren) Benefit $50,000 max.

Political and Natural Disaster Evacuation Benefit $50,000

Customer Ratings

Our customers rate the AXA Assistance USA Gold plan on our site

on average based on 520 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

Travel Accident Plan
Really gave us the peace of mind that so many other reviews have stated. Knowing our college aged children would be financially secure & provided for should the unthinkable happen was worth the cost of insuring our trip. We would insure another trip with you. Thanks.
Kathleen J.
Travel Accident Plan
Easy to apply, good coverage and competitive pricing.
Sara B.
Travel Accident Plan
It gave us peace of mind during the trip. Fortunately, we did not need the coverage, But thanikfully we had it.
Benjamin J.
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