International Medical Group Patriot America

Patriot America is a single-trip medical plan which offers coverage for Non-U.S. citizens traveling outside of their home country to the United States. You never know what could happen during your travels away from home, so it is best to be prepared with medical coverage.

Coverages offered by this plan:

  • Available Medical options - $50,000, $100,000, $500,000, $1,000,000 (up to $50,000 maximum for age 70 - 79, and $10,000 maximum for age 80 and up)
  • You can select the deductible amount
  • Coverage for Sudden Recurrence of a Pre-Existing Condition - travelers age 64 and under, the benefit amount is $50,000. Travelers age 65 and over, the benefit amount is $2,500.
  • Coverage for Emergency Medical Evacuation
  • Coverage for Political Evacuation and Repatriation
  • Basic coverage for Trip Interruption and Baggage
  • Accidental Death benefits included
  • Optional coverage for Citizenship Return Rider, Evacuation Plus Rider and Adventure Sports Rider.

This plan does have a Pre-Existing Condition lookback period of three years. A Pre-Existing Condition will not be covered unless it falls under coverage for a sudden recurrence.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Single-Trip Medical
View Certificate
View Certificate
Refund Policy
Varies by Request Date
Insurance Underwriter
Sirius
AM Best Rating
A
Years in Business
70

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Interruption
$5,000 max.
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
$250 max. (secondary)
Baggage Delay
Travel Delay
Supplier Default
Medical
Medical Limit
$50,000 ($) (secondary)
$100,000 ($) (secondary)
$500,000 ($) (secondary)
$1,000,000 ($) (secondary)

No co-insurance outside U.S. and Canada
Complications of Pregnancy
Terrorism
$50,000 max.
Dental
Emergency Relief of Pain - $100 max. (secondary)

Accident - Up to Medical max. (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
$50,000 (secondary)
Waiver
Lookback Period
3 Years
Pre-Existing Condition Period
Evacuation
Medical Evacuation
$500,000 max. Lifetime Limit (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
$25,000
Common Carrier
$50,000
Flight Only
Included in Accidental Death - Common Carrier
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car

Deductible
$0 ded. (+25%)
$100 ded. (+10%)
$250 ded.
$500 ded. (-10%)
$1,000 ded. (-20%)
$2,500 ded. (-30%)

$250 Emergency Room Deductible

Citizenship Return Rider
Citizenship Return Rider (+$)

Evacuation Plus Rider
Evacuation Plus Rider (+$)

Adventure Sports Rider
Adventure Sports Rider (+$)
$100/day; 5 day max. Natural Disaster Benefit Included

Customer Ratings

Our customers rate the International Medical Group Patriot America plan on our site

(4.53)
on average based on 82 reviews.

Better Business Bureau Rating
A+

A.M. Best Rating
A

Latest Reviews

International Medical Group
Patriot America
This was a good plan, and offered a rider to cover adventure activities for a fairly low cost.
Richard P.
International Medical Group
Patriot America
I love using InsureMyTrip. I never travel without them by my side!
KOFI B.
International Medical Group
Patriot America
Understandable terms and conditions, very good guidance through the application process, clear order about what to print, what to travel with, and whom to contact in case of an emergency.
Georg M.
See all reviews

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