International Medical Group
Patriot International

The Patriot International plan offers travel medical coverage for U.S. citizens that are traveling outside of their home country (no travel within the U.S.). Your primary health insurance may not fully cover you while traveling abroad, and this plan can help to fill the coverage gaps.

As all travelers' needs differ, this plan offers different coverage and limit options to choose from:

  • Medical options range from $50,000 to $2,000,000 (maximum limit of $50,000 for those age 70 to 79, and $10,000 for age 80+)
  • Deductible options range from $0 to $2,500 (plan automatically defaults at $250 unless you select another option)
  • Optional Adventure Sports and Evacuation Plus riders are available (up to age 64)

Other coverages include Emergency Medical Evacuation and Accidental Death & Dismemberment. If you have primary health plan, and are under age 65, this plan covers sudden recurrence of a pre-existing condition up to the maximum medical limit selected. If you are under age 65 and do not have primary health coverage, then this plan covers up to $20,000. For those that are 65 and older, this plan covers up to $2,500 for a sudden recurrence of a pre-existing condition. A condition is considered pre-existing if it existed in the three year period prior to the plan effective date.

This plan also includes 24/7 emergency assistance services that you can call in the event there is an emergency during your trip. These assistance services can help in the event of a medical emergency, evacuation, or if precertification is needed.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Single-Trip Medical
View Certificate
View Certificate
Refund Policy
Varies by Request Date
Insurance Underwriter
Sirius
AM Best Rating
A
Years in Business
70

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Interruption
$5,000 max.
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
$250 max. (secondary)
Baggage Delay
Travel Delay
Supplier Default
Medical
Medical Limit
$50,000 ($) (secondary)
$100,000 ($) (secondary)
$500,000 ($) (secondary)
$1,000,000 ($) (secondary)
$2,000,000 ($) (secondary)

No co-insurance outside U.S. and Canada
Complications of Pregnancy
Terrorism
$50,000 max.
Dental
Emergency Relief of Pain - $100 max. (secondary)

Accident - Up to Medical max. (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Travelers With Primary Health Plan - Up to Maximum Limit,

Travelers Without Primary Health Plan - $20,000 Lifetime Max.,
$25,000 Medical Evac
Waiver
Lookback Period
3 Years
Pre-Existing Condition Period
Evacuation
Medical Evacuation
$500,000 max. Lifetime Limit (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
$25,000
Common Carrier
$50,000
Flight Only
Included in Accidental Death - Common Carrier
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car

Deductible
$0 ded. (+25%)
$100 ded. (+10%)
$250 ded.
$500 ded. (-10%)
$1,000 ded. (-20%)
$2,500 ded. (-30%)

$250 Emergency Room Deductible

Adventure Sports Rider
Adventure Sports Rider (+$)

Evacuation Plus Rider
Evacuation Plus Rider (+$)
$100/day; 5 day max. Natural Disaster Benefit Included



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Customer Ratings

Our customers rate the International Medical Group Patriot International plan on our site

(4.60)
on average based on 345 reviews.

Better Business Bureau Rating
A+

A.M. Best Rating
A

Latest Reviews

International Medical Group
Patriot International
Purchased to have peace of mind.
Eugene S.
International Medical Group
Patriot International
We did not have to use the coverage. We are regular clients of International Medical Group. They are often the most cost effective medical plan on InsureMyTrip. Thanks!
elizabeth v.
International Medical Group
Patriot International
Process to get coverage was quick and efficient. I did this last minute - the day before I left. I wish I could remember the name of the customer service representative who helped me. Kudos to her. She made it so easy, and her follow through was excellent. Customer service like that is a pleasure and a rarity these days.
Hindi W.
See all reviews

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