The International Medical Group Patriot Multi-Trip America plan is a medical plan which offers coverage for non-U.S. citizens traveling outside of their home country multiple times within a period of a year. You must have primary health coverage in effect in your home country to be eligible for this plan. The unexpected can happen when you are traveling, no matter your destination. You can be prepared with extra medical coverage during your trip.
The Patriot Multi-Trip America plan provides you with a medical coverage limit of $1,000,000 over the lifetime of the plan. This means that the total coverage amount for the period of a year is $1,000,000 – not for each individual occurrence of medical care.
This plan does have a pre-existing condition lookback period of three years. A pre-existing condition will not be covered unless it falls under coverage for a sudden recurrence.
The Patriot Multi-Trip America plan also includes limited travel-related benefits for trip interruption and baggage. If your baggage is lost during your trip, this coverage can help to reimburse you for the covered items you lost. If you need to interrupt your trip due to a covered reason, the plan will help to defray the cost to return home.
Travel Medical plans offer specific coverage needed while traveling abroad. These plans are available to travelers who are leaving their home country and require medical insurance to fill the gaps in their primary health insurance coverage.