The Patriot Multi-Trip International plan offers travel medical coverage for U.S. citizens that are traveling outside of their home country multiple times within a period of one year. This plan is designed to fill the gaps in the coverage your primary health insurance provides. You must have primary health insurance to receive coverage from this plan.
The multi-trip plan offers life-time medical coverage of up to $1,000,000. This means that for all the trips taken within the period of a year, the coverage does not exceed $1,000,000. The maximum limit for travelers age 70-79 is $50,000.
This plan also includes identity theft services. This will provide coverage up to $500 for costs related to reapplying or filing paperwork for legal documents or financial needs due to identity theft complications.
Other coverages include emergency medical evacuation and Accidental Death & Dismemberment. This plan offers reimbursement up to $5,000 for eligible medical expenses incurred due to a pre-existing condition.
This plan also includes 24/7 emergency assistance services that you can call in the event there is an emergency during your trip. These assistance services can help in the event of a medical emergency, evacuation, or if precertification is needed.
Travel Medical plans offer specific coverage needed while traveling abroad. These plans are available to travelers who are leaving their home country and require medical insurance to fill the gaps in their primary health insurance coverage.