Offering the highest coverage limits of the three plans provided by John Hancock, the Gold plan offers the most included coverage as well as optional upgrades. This plan offers Trip Cancellation and Trip Interruption, as well as many other coverages including Missed Connection and Itinerary Change. These coverages could come in handy if a covered common carrier delay causes you to miss your cruise departure or if your travel supplier changes your covered trip itinerary after your departure date.
With this plan, if purchased within 21 days after making the initial trip deposit (and all other eligibility requirements are met), the pre-existing conditions exclusion will be waived in the event that you have to make a claim due to a covered medical reason. The Pre-Existing Conditions Waiver applies to medical coverage up to $75,000.
Coverages included within this plan are Accidental Death - 24 Hour and Accidental Death Common Carrier as well as Rental Car, Baggage, Travel Delay and Emergency Medical Evacuation coverages.
The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.
Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.
Our customers rate the John Hancock Insurance Agency, Inc. Gold plan on our site
Better Business Bureau Rating
A.M. Best Rating
Purchased a plan from this Company three times. This time I submitted a small claim for a delayed flight which was paid promptly.Philip C.
Thankfully I didn't need to use my insurance. It was reassuring to know that I was covered if needed. I will need travel insurance again this summer and will use your company once more.Robert D.
When I upgraded our cabin, I had to pay almost $100 for my preexisting condition coverage to be continued. I contacted InsureMyTrip who forwarded that information to John Hancock, who did not act on it or respond until prompted by InsureMyTrip. That additional $100 was totally out of line with my initial cost.Diana J.
Be the first to ask a question for this subject.