Offering the highest coverage limits of the three plans provided by John Hancock, the Gold plan offers the most included coverage as well as optional upgrades. This plan offers Trip Cancellation and Trip Interruption, as well as many other coverages including Missed Connection and Itinerary Change. These coverages could come in handy if a covered common carrier delay causes you to miss your cruise departure or if your travel supplier changes your covered trip itinerary after your departure date.
With this plan, if purchased within 21 days after making the initial trip deposit (and all other eligibility requirements are met), the pre-existing conditions exclusion will be waived in the event that you have to make a claim due to a covered medical reason. The Pre-Existing Conditions Waiver applies to medical coverage up to $75,000.
Coverages included within this plan are Accidental Death - 24 Hour and Accidental Death Common Carrier as well as Rental Car, Baggage, Travel Delay and Emergency Medical Evacuation coverages.
The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.
Coverage amounts are per person, unless otherwise noted.
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Our customers rate the John Hancock Insurance Agency, Inc. Gold plan on our site
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We had a delay, missed hotel, and lost baggage. I filed a claim and received reimbursement in a prompt manner. I definitely will recommend this coverage to friends or anyone that asks.Ralph C.
Typically, medicare does not cover foreign medical expenses, and some travel insurance plans do not cover travelers with medicare as their primary health insurance. I was glad that this plan offered me primary coverage. It pays to go with a nationally known company. I could concentrate on having fun, and not worry about coverage- especially after 2 younger travelers had to receive casts after falls on-board the ship! For the price of a fancy dinner for 2, I had peace of mind and the confidence to pursue sports I enjoy.LAURA R.
Great plan and coverage. Always purchase this plan for travel. Very prompt claims processing and great customer service, especially important when you need them for help.wei jiun y.
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