Offering the highest coverage limits of the three plans provided by John Hancock, the Gold plan offers the most included coverage as well as optional upgrades. This plan offers Trip Cancellation and Trip Interruption, as well as many other coverages including Missed Connection and Itinerary Change. These coverages could come in handy if a covered common carrier delay causes you to miss your cruise departure or if your travel supplier changes your covered trip itinerary after your departure date.
With this plan, if purchased within 21 days after making the initial trip deposit (and all other eligibility requirements are met), the pre-existing conditions exclusion will be waived in the event that you have to make a claim due to a covered medical reason. The Pre-Existing Conditions Waiver applies to medical coverage up to $75,000.
Coverages included within this plan are Accidental Death - 24 Hour and Accidental Death Common Carrier as well as Rental Car, Baggage, Travel Delay and Emergency Medical Evacuation coverages.
The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.
Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.
Our customers rate the John Hancock Insurance Agency, Inc. Gold plan on our site
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Although I did not have to file a claim, having the insurance gave me peace of mind because the plan was very good.Massako Kadekaro K.
Unfortunately it was necessary for us to file a claim due to an injury. The company representative I spoke with was very polite and helpful. The company processed the claim quickly and returned a check in a timely manner. We are very pleased and would highly recommend this company.Byron V.
Traveled to the Philippines. I did not use the policy, purchased for peace of mind.thomas b.
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