The Silver plan is the mid-level policy offered by John Hancock and may be ideal for families traveling with children, as kids 17 and under are free as long as one parent is covered under the plan. Coverage is offered if you have to cancel or interrupt your trip for a typical covered reason which can range from an unforeseen illness, injury or death, to your destination being made uninhabitable by a natural disaster (please see your quoted plan for a full list of covered perils).
The Silver plan does offer higher limits of coverage than the Bronze plan for Baggage, Travel Delay, Medical and Emergency Medical Evacuation. This plan also includes Accidental Death coverages as well as an option to add Rental Car coverage. If you are concerned about a potential Pre-Existing Condition causing you to make a claim, this plan offers a Pre-Existing Conditions Waiver, which waives the Pre-Existing Condition exclusion up to the first $50,000 of medical coverage. You must purchase the plan within 21 days of the initial trip payment and meet all other eligibility requirements to qualify for the waiver.
There are many unforeseen issues that may arise, especially when you are traveling with children, and it is best to be prepared and have the peace of mind that this coverage provides.
The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.
Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.
Our customers rate the John Hancock Insurance Agency, Inc. Silver plan on our site
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A.M. Best Rating
Fortunately, we did not need to use the plan, but were happy with the coverage offerred.Clarence M.
Well, The "proof is in the pudding." Not having to file a claim associated with the insurance, I really can't give a totally thorough review. BUT, all in all, I like the ease of securing the policy. I appreciated the "your trip is about to begin" note. The coverage seemed very good for the price. I'll go with John Hancock again in the future.HATTON K.
Well worth the piece of mind to have. We didn't need to file a claim, but I researched and read many reviews on this policy/company and was very confident that it wouldn't have been a problem if we'd had to file one. I'd buy this policy from the same company again.Arnold S.
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