The Silver plan is the mid-level policy offered by John Hancock Insurance Agency and may be ideal for families traveling with children, as kids 18 and under are free as long as one parent is covered under the plan. Coverage is offered if you have to cancel or interrupt your trip for a typical covered reason which can range from an unforeseen illness, injury or death, to your destination being made uninhabitable by a natural disaster (please see your quoted plan for a full list of covered perils).
The Silver plan does offer higher limits of coverage than the Bronze plan for Baggage, Travel Delay, Medical and Emergency Medical Evacuation. This plan also includes Accidental Death coverages as well as an option to add Rental Car coverage. If you are concerned about a potential Pre-Existing Condition causing you to make a claim, this plan offers a Pre-Existing Conditions Waiver. You must purchase the plan within 14 days of the initial trip payment and meet all other eligibility requirements to qualify for the waiver.
There are many unforeseen issues that may arise, especially when you are traveling with children, and it is best to be prepared and have the peace of mind that this coverage provides.
The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.
Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.
Our customers rate the John Hancock Insurance Agency, Inc. Silver plan on our site
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I mainly needed coverage for emergency medical coverage. Comparing to all others for just medical alone, the price was not much different. This comprehensive coverage gave me the peace of mind within a reasonable price range.Ky P.
The John Hancock Silver Travel Plan provided comprehensive coverage at a reasonable cost for our Trip. I was reluctant to buy travel insurance for this trip because it was so expensive. But I was nervous not to buy insurance as well, given the nature and cost of our travel plans. JH Silver plan was perfect for us.Kevin M.
I had to change my travel dates last minute, and InsureMyTrip Customer Service was very helpful. John Hancock sent me an updated policy within a day or two, and everything went off without a hitch. For a very small price, I was able to have complete peace of mind that we were covered during our trip. I will definitely use this plan again in the future.Megan D.
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