MH Ross Advantage Asset

The Advantage Asset plan offers Trip Cancellation and Trip Interruption coverage as well as a broad range of other coverages to help protect you while you are traveling. Post-departure coverages, such as Baggage, Travel Delay, Medical, and Emergency Medical Evacuation can help to reimburse you for covered incidences that may occur while you are traveling.

If you purchase the plan within 15 days of making your initial deposit (and meet all other eligibility requirements) the pre-existing condition exclusion will be waived.

This plan may be beneficial if you will be traveling during hurricane season as it includes coverage in the event you have to cancel your trip within 24 hours of the scheduled departure date if your destination is under a hurricane warning issued by the NOAA National Hurricane Center. No one plans on having to cancel their trip, but unforeseen issues can arise, and it is best to be prepared and protect your hard earned travel investment.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Comprehensive
View Certificate
View Certificate
Refund Policy
14 Day Review Period
Insurance Underwriter
Arch Insurance Company
AM Best Rating
A+
Years in Business
43

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 25%
Financial Default
14 Day Wait
Terrorism in Itinerary City
Foreign & U.S Domestic
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
$1,500
$300 Per Article Limit
$600 combined max. for specified items
Baggage Delay
12+ hours
$250 max.
Travel Delay
6+ hours
$150/day
$750 max.
(secondary)
Supplier Default
Medical
Medical Limit
$50,000
Complications of Pregnancy
Terrorism
Dental
$750 Incl. in Medical
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Waiver
If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met
Lookback Period
60 Days
Pre-Existing Condition Period
Evacuation
Medical Evacuation
$500,000
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
$25,000
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
$0
$100,000 (+$)
$250,000 (+$)
$500,000 (+$)
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car
$0
$35,000 (+$)

Extended Personal Property Pac
Extended Personal Property Pac (+$)

Sports Upgrade Pac
Sports Upgrade Pac (+$)

Cancel for Work Reasons Benefit Included

Hospital of Choice Evac Included

Non-Medical Emergency Evacuation $25,000
Available to
U.S. Residents

Customer Ratings

Our customers rate the Travel Guard Gold plan on our site

(4.59)
on average based on 441 reviews.

Better Business Bureau Rating
No Rating Available

A.M. Best Rating
A+

Latest Reviews

M.H. Ross
Advantage Asset
I felt the insurance was easy to purchase and understand.
sarah b.
M.H. Ross
Advantage Asset
We had a great trip to Alaska and we didn't have to file any claims. It was worth the cost just to have the security that if something had happened, we had coverage to lessen any out of pocket expenses. Travel insurance is well worth the price in our book.
JAMES C.
M.H. Ross
Advantage Asset
I had a small claim for the 3rd passenger of our cruise. The claim was primarily for air and cost of reinstating miles. It took about 6 weeks, but I was very satisfied with the response. All I had to do was submit invoices and a letter from the employer denying vacation. The claim processed with no issues. I will definitely purchase through this company again
Karen G.
See all reviews

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