The MH Ross Advantage Asset plan offers the standard benefits expected from a comprehensive travel insurance plan, and additional add on options. While you will find the traditional trip cancellation and trip interruption coverage, you will also find baggage protection (for loss and delay), travel delay, medical and emergency medical evacuation. These can help to reimburse you for unexpected costs due to covered travel-related concerns.
This plan has a list of optional add-on benefits that you can consider to tailor the plan to your trip needs. For instance, you can add coverage for a rental car that you may be using on your trip. Please contact your rental car company prior to purchasing this plan add-on to know if they will honor the coverage.
Also, you can add a sports upgrade option that would extend your medical coverage to include an injury or illness that is a result of the listed adventure sports activities. Read through the full list in the certificate to verify if the sport you are taking part in is included.
Like all of MH Ross’ plans, the pre-existing condition exclusion may be waived if you purchase the plan within 15 days of making your initial deposit (and meet all other eligibility requirements).
This plan may be beneficial if you will be traveling during hurricane season as it includes coverage in the event you have to cancel your trip within 24 hours of the scheduled departure date if your destination is under a hurricane warning issued by the NOAA National Hurricane Center (cancellation must occur more than 14 days following your plan effective date). No one plans on having to cancel their trip, but unforeseen issues can arise, and it is best to be prepared and protect your hard earned travel investment.
Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.