MH Ross Advantage Asset

The MH Ross Advantage Asset plan offers the standard benefits expected from a comprehensive travel insurance plan, and additional add on options. While you will find the traditional trip cancellation and trip interruption coverage, you will also find baggage protection (for loss and delay), travel delay, medical and emergency medical evacuation. These can help to reimburse you for unexpected costs due to covered travel-related concerns.

This plan has a list of optional add-on benefits that you can consider to tailor the plan to your trip needs. For instance, you can add coverage for a rental car that you may be using on your trip. Please contact your rental car company prior to purchasing this plan add-on to know if they will honor the coverage.

Also, you can add a sports upgrade option that would extend your medical coverage to include an injury or illness that is a result of the listed adventure sports activities. Read through the full list in the certificate to verify if the sport you are taking part in is included.

Like all of MH Ross’ plans, the pre-existing condition exclusion may be waived if you purchase the plan within 15 days of making your initial deposit (and meet all other eligibility requirements).

This plan may be beneficial if you will be traveling during hurricane season as it includes coverage in the event you have to cancel your trip within 24 hours of the scheduled departure date if your destination is under a hurricane warning issued by the NOAA National Hurricane Center (cancellation must occur more than 14 days following your plan effective date). No one plans on having to cancel their trip, but unforeseen issues can arise, and it is best to be prepared and protect your hard earned travel investment.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
AM Best Rating
Years in Business
44

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Delay
Supplier Default

Medical

Medical Limit
Complications of Pregnancy
Terrorism
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour

Evacuation

Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
Extended Personal Property Pac
Extended Personal Property Pac (+$)

Sports Upgrade Pac
Sports Upgrade Pac (+$)

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the M.H. Ross Advantage Asset on our site
(4.56) of 5
on average based on 321 reviews.
A.M. Best Rating
B
Better Business Bureau Rating
I had an accident and incurred some emergency medical costs. It took a while, and Insuremytrip.com followed up on my behalf, but I eventually got reimbursed.
Eduard Y.
Due to relocating with work, we needed to file a claim with MH Ross. The process to open the claim was painless, and I submitted the requested documents to claim $400 total for rebooking fees for the airline tickets. Although I submitted the documents to prove the airline tickets were apart of the trip, MH Ross requested them a second time, delaying the payout of the claim. Once they had the documents a second time they paid out quickly. As far as an insurance company goes, they did alright. Since I know how their process works and that they will actually pay out, I will continue to buy future policies from them.
Scott W.
I didn't need to use the insurance so I can't say anything other than the price was lower than comparable policies I researched.
Dean B.
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