MH Ross Advantage Bridge

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The MH Ross Advantage Bridge plan offers higher coverage limits than the Advantage Asset Plus plan, starting with trip interruption coverage. This plan offers reimbursement up to 150% of the insured trip cost in the event that you have to interrupt your trip after departure for one of the listed covered reasons. The additional 50% can be helpful in the event you have additional expenses for an emergency one-way ticket to get back home.

While the plan also includes standard comprehensive travel insurance benefits such as baggage protection, travel delay, medical and emergency medical evacuation, it also includes (or allows you to add-on) benefits that make it stand out from the rest.

For instance, the plan includes a Cancel for Work Reasons benefit. This can be beneficial if you have invested in travel, but your prior approved personal time off at work is suddenly revoked. There are a few coverage conditions you should be aware of so please read the full certificate for more details.

This plan also includes missed connection benefits. If you are delayed on route to your cruise or tour departure due to a covered reason of three hours or more, you may be eligible for missed connection coverage. This can reimburse you for the cost of meeting your cruise or tour at the next stop.

The plan does allow for some customization. You can decided whether or not to add-on the optional coverages to expand the personal property coverage and sports activity coverage. The personal property coverage can add to your baggage protection, especially if you are traveling with covered business equipment. And the sports activity coverage can help to expand your covered reasons for medical care in case of an injury while taking part in certain sports activities while traveling.

To get the most benefits from this plan, it is best to purchase within 15 days after making your initial trip deposit. If you purchase within that time frame and meet all eligibility requirements, the pre-existing condition exclusion will be waived for medical care coverage.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
Extended Personal Property Pac
Extended Personal Property Pac (+$)

Sports Upgrade Pac
Sports Upgrade Pac (+$)

Your Quote

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Ratings and reviews

Our customers rate the M.H. Ross Advantage Bridge plan on our site
on average based on 142 reviews.
A.M. Best Rating
Better Business Bureau Rating
No Rating Available
My original review of MH Ross was not very favorable due to MH Ross's processing of my claim. However, InsureMyTrip became an advocate on my behalf and with there diligence and persistence MH Ross finally paid my claim. The process was very exhausting for me due to the conditions which initiated the claim in the first place and I was ready to give up. However, the advocate didn't and stuck with it and took charge. She kept me informed the entire time and last week (4 months after date of injury) she was contacted by MH Ross with the good news that all parts of my claim were being paid. The representative was professional, helpful, caring and understanding and I will always use InsureMyTrip to select my choices for travel insurance. Thank you for being the bright spot in this experience. I feel like I have made a friend for life with her.
James B.
Happily, I did not have need to use the plan.
Elizabeth H.
A month after submission of a very well documented claim, I called for a status since the online claim tracker hadn't moved for two weeks. No one answered; however, the voice mail said someone would call back within 24 hours. No one did, but I got the same "will call you back within 24 hours" message. Again, no answer. I called again and actually got a person. They found my claim and said it would be expedited and I would hear from her in 3 workdays. At the 5 workday point, I called again and was told the claim was being reviewed and should be completed shortly. Evidently the claims work overwhelmed the available staff and everything was behind. Finally, after 2 1/2 months, the claim was paid.
Robert B.
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