RoamRight Elite

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Of the three RoamRight plans, Elite offers the highest coverage limits and expands on the coverage offered in both the Essential and Preferred plans. It offers the highest level of customization, with the most additional options available to tailor the plan to your travel insurance needs.

The Elite plan includes Cancel for Work Reasons coverage if all of the eligibility requirements are met and the plan is purchased within 21 days after making your initial trip payment. This differs from the Essential and Preferred plans, because they either do not offer the option or it is available for additional premium.

Like the Preferred plan, the Elite plan features upgrades for Accidental Death & Dismemberment, baggage protection as well as medical and evacuation. These can help to tailor your plan to provide the necessary coverage you feel you need to be comfortable on your trip.

The Elite plan offers even more options than the Preferred plan. These options include:

  • Hazardous sports coverage
  • Sports coverage

The optional Hazardous Sports Coverage is available for those daring travelers who might be participating in an activity that is generally excluded from medical coverage. Hazardous sports coverage offers benefits to the maximum emergency accident and sickness medical expense limit for activities such as parasailing, scuba diving, snow skiing and mountaineering up to 15,000 feet. The hazardous sports option offers coverage for injuries that occur during activities that are usually excluded from medical benefits.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

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Ratings and reviews

Our customers rate the RoamRight Elite plan on our site
on average based on 19 reviews.
A.M. Best Rating
Better Business Bureau Rating
We had to change the date for our trip. It was no problem to switch the policy to another date. It was also easy to add things to the policy once we decided on hotels/tours.
William O.
Don't know how good insurance is until you file claim or have problem.
Thomas H.
Help from the customer service team was always thorough and patient while choosing my coverage and clarifying what was specifically covered. I thought the price was good, considering I chose the highest level of coverage. Throughout my trip I felt confident that if something was lost or stolen, I'd gotten hurt, etc it would have been covered. Overall, a good experience with my RoamRight plan and InsureMyTrip.
Kathleen S.
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