RoamRight Elite

Of the three RoamRight plans, Elite offers the highest coverage limits and expands on the coverage offered in both the Essential and Preferred plans. Coverage highlights are:

  • Offers highest level of customization, with the most options available to tailor the plan to your travel insurance needs. Cancel for Any Reason and Cancel for Work Reasons are available if all eligibility requirements are met.
  • Optional Hazardous Sports Coverage is available for those daring travelers who might be participating in an activity that is generally excluded from coverage. Hazardous sports coverage will offers coverage to the maximum Emergency Accident and Sickness Medical Expense Limit for activities such as parasailing, scuba diving (involving underwater breather apparatus), snow skiing, and mountaineering (up to 15,000 feet).
  • One dependent child (17 or younger) per covered adult will be included free.

Whether you are traveling to relax on the beach, cruise the open ocean, or create an adventure of your own, this plan can offer coverage for many of the perils that you may face.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
14 Day Review Period
Insurance Underwriter
Arch Insurance Company
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
14 Day wait, if purchased within 21 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign and U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason
75% of non-refundable trip cost [Requires purchase within 21 days of Initial Trip Payment and certain conditions are met] (+$)
Baggage Loss
$250 per article limit
$500 combined max. for specified items
Baggage Delay
12+ hours
$500 max.
Travel Delay
6+ hours
$200/day; $1,500 max.
Supplier Default
Medical Limit
$50,000 ($50 ded.) (secondary)
Complications of Pregnancy
$750 Incl. in Medical (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 21 days of Initial Trip Payment and certain conditions are met
Lookback Period
180 Days
Pre-Existing Condition Period
Medical Evacuation
$1,000,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
Common Carrier
$100,000 (Air Only)
Flight Only
Included in Accidental Death - Common Carrier
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$0 (+$)
$50,000 (+$)

Medical and Evacuation
Medical and Evacuation Coverage Upgrade (+$)

Accidental Death(24 Hours)
Accidental Death & Dismemberment 24 Hour Upgrade (+$)

Accidental Death(Air Only)
Accidental Death & Dismemberment Common Carrier (Air Only) Upgrade (+$)

Baggage Upgrade
Baggage Upgrade (+$)

Sports Coverage
Sports Coverage (+$)

Hazardous Sports Coverage
Hazardous Sports Coverage (+$)
Itinerary Change

Cancel For Work Reasons Benefit Included (If insurance purchased within 21 days of Initial Trip Payment)
Available to
U.S. Residents

Customer Ratings

Our customers rate the Allianz Global Assistance Classic Trip Plus plan on our site

on average based on 87 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

Gave me a sense of security while traveling.
Patrick B.
I appreciated the assistance that I got from the InsureMyTrip representative when I called. She helped me get the best value for my money and it cost less than I expected.
Mary Louise M.
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