RoamRight Essential

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The Essential plan is the most economical plan offered by RoamRight. It offers standard comprehensive travel insurance coverage such as trip cancellation protection and baggage protection for loss or delay.

The plan has other standard benefits such as travel medical coverage. Being the most economical plan for your budget, the Essential plan does provide the most modest level of medical coverage of the three RoamRight plans. It acts as a secondary insurance plan, meaning you’ll need to first use any coverage provided by your primary health insurance company. This plan also includes a pre-existing condition waiver, if you meet all eligibility requirements.

The plan also allows you to upgrade to include rental car collision coverage for an additional premium. This may be a good option for travelers who are renting a car during their trip. Be sure to contact your rental car company to discuss the coverage to ensure they will honor it.

If you will be traveling with children, this plan will cover one child, age 17 or under, at no additional premium for each covered adult. This allows you to travel worry-free, knowing that your children are covered just as you are. Whether you are going on a family adventure, a well-deserved cruise, or a long-awaited trip to a foreign country, the Essential plan offers peace of mind wherever your travels take you.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Supplier Default


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Flight Only
Included in Accidental Death - Common Carrier

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Ratings and reviews

Our customers rate the RoamRight Essential plan on our site
on average based on 421 reviews.
A.M. Best Rating
Better Business Bureau Rating
Great plan, but happy we did not use it. Thanks.
Philip D.
It was pretty easy to sign up. I was confident of the insurance to take care of my needs for the trip, so it provided peace of mind.
Radha A.
Did not need to use it: good. Peace of mind: good. Rates a tad high: not so good!
Robert F.
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