RoamRight Preferred

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The RoamRight Preferred plan is a mid-tier comprehensive travel insurance plan. It has several options not offered on the Essential plan, allowing for a more customizable product.

The Preferred plan features trip cancellation, baggage protection and travel medical benefits. With this plan, the travel medical limit is higher than what is offered by the Essential plan. The plan also features a pre-existing condition exclusion waiver if you are eligible.

This plan allows you to choose the Accidental Death & Dismemberment with which you are most comfortable. This is the amount that a beneficiary of your choice would receive in the event that the worst were to happen during your trip.

Like all RoamRight plans, children traveling with an adult may be added at no additional premium. One child, age 17 or under, is covered at no additional charge for each covered adult.

This plan can be personalized to satisfy your specific travel insurance needs with several additional options:

  • Cancel for Any Reason
  • Cancel for Work Reasons
  • Rental car collision coverage
  • Baggage protection upgrade
  • Medical and evacuation coverage upgrade

If you choose to add a Cancel for Any Reason benefit, you will be allowed to cancel your trip, up to 48 hours prior to the scheduled departure date, for any reason, not just those listed as a covered reason on the plan. It can reimburse you up to 75% of the insured trip cost. Cancel for Work Reasons allows you to cancel your trip due to one of the listed work related reasons on the plan. These optional coverages require purchase within 21 days of your initial trip payment and may not be available to residents of all states.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car

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Ratings and reviews

Our customers rate the RoamRight Preferred on our site
on average based on 333 reviews.
A.M. Best Rating
Better Business Bureau Rating
We always purchase insurance when we travel. This was the first time we had to file a claim of any type. This was the first time we used RoamRight. My husband required surgery which necessitated the cancellation of our trip. The claim was processed with a minimum amount of paperwork and resolved in an expeditious manner. Our claim was paid promptly. We were very satisfied.
Ellen S.
We bought the optional Cancel for Any Reason coverage and I'm glad we did because we ended up having to cancel our trip. I filed a claim and had the checks in my hands about a week and a half later. Very easy. I will use RoamRight again for all my trips.
Denise K.
We didn't need the plan, but the peace of mind we had knowing that there was "backup" in case anything happened was invaluable.
David S.
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