RoamRight Preferred

The Preferred plan is a mid-tier comprehensive travel insurance plan offered by RoamRight and has several options not offered on the Essential plan, allowing for a more customizable product. Some main elements of the Preferred plan are:

  • Trip Cost Protection — which covers your pre-paid non-refundable payments in the event you have to cancel or interrupt your trip for a covered reason.
  • Medical Protection — which reimburses your for covered medical services while on your trip
  • Baggage Protection — which offers coverage in the event your bags are lost or delayed during your travels
  • Accidental Death and Dismemberment Coverage - which benefits a beneficiary of your choice in case the worst were to happen and you don't return home.
  • One child (age 17 or under) is free for each covered adult.

This plan can be personalized to satisfy your specific travel insurance needs with the following options:

  • Cancel For Any Reason — allows you to cancel your trip, up to 48 hours prior to the scheduled departure date in the event you have to cancel your trip for something other than a covered reason. Reimbursement under this coverage is up to 75% of the insured trip cost.
  • Cancel for Work Reasons — allows you to cancel your trip due to one of the listed work related reasons.

These optional coverages require purchase within 21 days of your initial trip payment and may not be available to residents of all states.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Comprehensive
View Certificate
View Certificate
Refund Policy
14 Day Review Period
Insurance Underwriter
Arch Insurance Company
AM Best Rating
A+
Years in Business
43

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
14 Day wait, if purchased within 21 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign and U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason
75% of non-refundable trip cost [Requires purchase within 21 days of Initial Trip Payment](+$)
Baggage Loss
$1,000
$250 per article limit
$500 combined max. for specified items
(secondary)
Baggage Delay
12+ hours
$300 max.
(secondary)
Travel Delay
6+ hours
$200/day; $1,000 max.
(secondary)
Supplier Default
Medical
Medical Limit
$50,000 ($50 ded.) (secondary)
Complications of Pregnancy
Terrorism
Dental
$750 Incl. in Medical (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Waiver
If insurance purchased within 21 days of Initial Trip Payment
Lookback Period
180 Days
Pre-Existing Condition Period
Evacuation
Medical Evacuation
$500,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
$10,000
Common Carrier
$0 (+$)
$50,000 (Air Only) (+$)
Flight Only
Included in Accidental Death - Common Carrier
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car
$0 (+$)
$50,000 (+$)

Medical and Evacuation
Medical and Evacuation Coverage Upgrade (+$)

Accidental Death
Accidental Death & Dismemberment 24 Hour Upgrade (+$)

Cancel for Work Reasons
Cancel For Work Reasons [Requires purchase within 21 days of Initial Trip Payment] (+$)

Baggage Upgrade
Baggage Upgrade (+$)
Available to
U.S. Residents

Customer Ratings

Our customers rate the RoamRight Preferred plan on our site

(4.71)
on average based on 204 reviews.

Better Business Bureau Rating
A+

A.M. Best Rating
A+

Latest Reviews

RoamRight
Preferred
It was certainly reassuring to know that we had coverage for the items we considered important.
Elsie S.
RoamRight
Preferred
I called customer service before I left, and was treated very nicely by an informed, caring representative.
Beverly F.
RoamRight
Preferred
This particular plan covered everything I needed. However, I would like to make a recommendation for domestic travel. Some of us just need a policy for trip protection and baggage benefits. We have medical coverage through our primary health plans. Thanks.
Sandra B.
See all reviews

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