RoamRight Preferred

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The RoamRight Preferred plan is a mid-tier comprehensive travel insurance plan. It has several options not offered on the Essential plan, allowing for a more customizable product.

The Preferred plan features trip cancellation, baggage protection and travel medical benefits. With this plan, the travel medical limit is higher than what is offered by the Essential plan. The plan also features a pre-existing condition exclusion waiver if you are eligible.

This plan allows you to choose the Accidental Death & Dismemberment with which you are most comfortable. This is the amount that a beneficiary of your choice would receive in the event that the worst were to happen during your trip.

Like all RoamRight plans, children traveling with an adult may be added at no additional premium. One child, age 17 or under, is covered at no additional charge for each covered adult.

This plan can be personalized to satisfy your specific travel insurance needs with several additional options:

  • Cancel for Any Reason
  • Cancel for Work Reasons
  • Rental car collision coverage
  • Baggage protection upgrade
  • Medical and evacuation coverage upgrade

If you choose to add a Cancel for Any Reason benefit, you will be allowed to cancel your trip, up to 48 hours prior to the scheduled departure date, for any reason, not just those listed as a covered reason on the plan. It can reimburse you up to 75% of the insured trip cost. Cancel for Work Reasons allows you to cancel your trip due to one of the listed work related reasons on the plan. These optional coverages require purchase within 21 days of your initial trip payment and may not be available to residents of all states.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car

Your Quote

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Ratings and reviews

Our customers rate the RoamRight Preferred on our site
on average based on 376 reviews.
A.M. Best Rating
Better Business Bureau Rating
This plan provided all the protection I needed. Fortunately we did not have to use the insurance for any claims but we were at ease knowing it was there if we needed it.
Michael E.
I find the RoamRight product descriptions a bit too far on the legal-mind side for easy comparison. At some point, it would be helpful for the average traveler if the product descriptions were written in plain English. On my recent trip, another tripper did have an accident and it was certainly unclear to all involved as to whether his policy would cover the expenses incurred and whether or to what degree the policy would be covering loss of contracted trip for both the injured and the spouse, or just for the cancellation and return home of the injured party. Having reread my policy, I do not know exactly what my RoamRight policy would have covered.
Alan C.
I have never purchased travel insurance before this trip because I always thought it too expensive and that I would go on the trip even if I got sick. Since I paid for this whole trip up front, I found a good rate from Roam Right and bought the insurance. So much went wrong on this trip, from a delayed direct flight, to a missed cruise ship departure, expense for necessary flights and other expenses to join our cruise in another country, lost luggage, expenses to cover time without luggage, and damaged luggage when it finally arrived on the next to last day of our vacation, that I am glad I not only purchased insurance this time, but that I purchased Roam Right travel insurance. The submission process was straightforward, Roam Right’s communication let me know that my claim was in process, processing was prompt, and the result is that the policy paid my claim without my having to argue about it. My $96.00 premium resulted in a paid claim in excess of $5,000.00. I like it best when I buy insurance that I never actually use. However, when a claim is filed, this is the way that insurance should work.
Douglas W.
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