The Seven Corners Liaison International (no U.S. visit) is only available to non-U.S. residents whose itineraries do not include travel within the United States. This plan offers medical coverage and emergency services for trips up to 45 days long.
This plan has limited, yet useful, travel-related benefits for trip interruption due to a covered reason and baggage loss protection.
You may customize the medical benefits to fit your needs by choosing a medical limit and a deductible. If you are 80-years-old or more the maximum medical coverage is limited to $15,000. However, if you are 79 or under, medical limits are available ranging from $50,000 to $1,000,000. The deductible limits range from $0 to $2,500, to fit most traveler’s budgets.
On this plan you can also add an optional hazardous activity rider, offering coverage for activities such as hang gliding, skiing, or bungee jumping. This may expand the covered medical reasons to include injuries that occur while taking part in these activities.
For U.S. residents traveling outside the United States and Canada, the look-back period is 12 months. The lookback period for pre-existing conditions is 36 months for all other travelers. In addition, there is coverage for an unexpected recurrence of a pre-existing condition (defined in the plan) for U.S. residents traveling outside the United States and Canada. The benefit maximum is $20,000 for those under 70 years and $5,000 for those 70 and older.
This plan includes a 100% co-insurance clause for travel outside the U.S. After you pay the selected deductible, the plan pays 100% to your medical maximum.
Travel Medical plans offer specific coverage needed while traveling abroad. These plans are available to travelers who are leaving their home country and require medical insurance to fill the gaps in their primary health insurance coverage.