Travel Guard Basic

The Basic plan is the most economical of the four comprehensive trip cost protection plans offered by Travel Guard and may be ideal for that that are traveling on a tight budget, but want coverage in the event they have to cancel or interrupt their trip for one of the common covered reasons.

Other coverages that are included within this plan are:

  • Baggage and Personal Effects
  • Baggage Delay
  • Travel Delay
  • Medical
  • Emergency Medical Evacuation

There are also coverages that can be added to the plan for additional premium:

  • Optional Accidental Death Flight
  • Rental Car Collision coverage

Also included is 24-hour emergency travel assistance hotline which you can call to get help with emergency medical requests, flight or hotel rebookings, pre-trip information, and more.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Comprehensive
View Certificate
View Certificate
Refund Policy
15 Day Review Period
Insurance Underwriter
National Union Fire Insurance Company of Pittsburgh
AM Best Rating
A
Years in Business
14

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost
Financial Default
Terrorism in Itinerary City
Foreign & U.S. Domestic
Cancel for Any Reason
Baggage Loss
$500 ($50 ded.) (secondary)
Baggage Delay
24+ hours
$100 max
(secondary)
Travel Delay
12+ hours
$100/day
$500 max.
(secondary)
Supplier Default
Medical
Medical Limit
$10,000 ($50 ded.) (secondary)
Complications of Pregnancy
Terrorism
Dental
$500 Incl. in Medical (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Waiver
Lookback Period
180 Days
Pre-Existing Condition Period
Evacuation
Medical Evacuation
$100,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
Common Carrier
Flight Only

$0
$100,000 (+$)
$200,000 (+$)
$300,000 (+$)
$400,000 (+$)
$500,000 (+$)
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car
$0
$35,000 ($250 ded.) (+$)

Available to
U.S. Residents

Customer Ratings

Our customers rate the Travel Guard Basic plan on our site

(4.53)
on average based on 332 reviews.

Better Business Bureau Rating
A+

A.M. Best Rating
A

Latest Reviews

Travel Guard
Basic
I only want a policy that covers the costs associated with trip cancellation, and travel delays that might occur during the trip. I already have coverage for medical and medical evacuation. I am paying for stuff I do not want or need. However, this plan was competitively priced.
Ernest E.
Travel Guard
Basic
With the weather-related air travel problems in the northeast this winter, having the TravelGuard trip insurance truly lessened the anxiety. Our trip went as scheduled, but when we saw a dozen people boarding the ship in Aruba on the 3rd day of the cruise, it reaffirmed why trip insurance is essential.
Gregory P.
Travel Guard
Basic
The plan seemed like a good value for the coverage. I did not need to make a claim.
Robert P.
See all reviews

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