Travel Guard Gold

The Travel Guard Gold plan offers mid-level coverage and more options than Basic and Silver, allowing you to customize the plan to best fit your needs.

Some plan highlights include:

  • Children age 17 and under are free when there is at least one covered adult on the plan.
  • Trip Cancellation, including covered work reasons.
  • Optional Cancel for Any Reason, allowing you to cancel your trip for something other than a covered reason up to 48 hours prior to your scheduled departure. You must purchase the plan within 15 days of your initial trip payment, and meet all requirements to be eligible for this coverage. Reimbursement is up to 50% of your insured non-refundable trip cost.
  • The Pre-Existing Conditions Waiver is available if the plan is purchased within 15 days of the initial trip payment, and all eligibility requirements are met.
  • Other coverages included are Baggage, Travel Delay, Medical, Emergency Medical Evacuation, and Accidental Death - 24-Hour.

Because plans can change in a moment's notice, it is best to purchase your plan soon after making your initial trip payment so that you can enjoy the most benefits that the plan has to offer.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
15 Day Review Period
Insurance Underwriter
National Union Fire Insurance Company of Pittsburgh
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
14 day wait, if purchased within 15 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign & U.S. Domestic
Cancel for Any Reason
50% of non-refundable trip cost [Requires purchase within 15 days of Initial Trip Payment] (+$)
Baggage Loss
$1,000 (secondary)
Baggage Delay
12+ hours
$300 max.
Travel Delay
5+ hours
$750 max.
Supplier Default
Medical Limit
Complications of Pregnancy
$500 Incl. in Medical
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 15 days of Initial Trip Payment
Lookback Period
180 Days
Pre-Existing Condition Period
Medical Evacuation
$500,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
(Cannot be combined with Coverage for Accidental Death - Flight)
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
$50,000 [Requires purchase within 15 days of Initial Trip Payment]

Flight Upgrade
(Cannot be combined with Coverage for Accidental Death - 24-Hour)

$100,000 (+$)
$200,000 (+$)
$300,000 (+$)
$400,000 (+$)
$500,000 (+$)
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$35,000 ($250 ded.) (+$)

Emergency Evacuation Upgrade
Emergency Evacuation Upgrade (+$)
Cancel For Work Reasons Benefit Included

Identity Theft Services
Available to
U.S. Residents

Customer Ratings

Our customers rate the Travel Guard Gold plan on our site

on average based on 378 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

Travel Guard
A good policy that gave us peace of mind up to and throughout the trip!
Glenn N.
Travel Guard
The main reason I sought travel insurance was to protect against political unrest. Political unrest is not a covered event so it was almost not worth getting travel insurance.
Scott M.
Travel Guard
Very straight forward purchase. I called InsureMyTrip to speak with a customer service representative, and she was so helpful in comparing the coverages available. I would say that the customer service representatives are probably the best thing about InsureMyTrip.
Michael P.
See all reviews

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