Travel Guard Platinum

The Platinum plan offers the highest coverage limits of the comprehensive trip cost protection plans offered by Travel Guard, and as with the other plans, it is best to purchase soon after making your initial payment so that you receive the most benefits. This plan offers some time sensitive coverages, meaning that you have to purchase the plan within 15 days of your initial trip deposit to be eligible for those coverages to be available.

Time sensitive benefits are:

  • Financial Default
  • Optional Cancel for Any Reason (view full plan details for eligibility requirements)
  • Pre-Existing Conditions Waiver (view full plan details for eligibility requirements)

Coverages included within this plan are:

  • Trip Cancellation and Interruption for a covered reason
  • Baggage Coverage
  • Travel Delay
  • Medical
  • Emergency Medical Evacuation
  • Accidental Death & Dismemberment

In addition to insurance coverage, there are also assistance services that may be helpful prior to and during your trip. Whether you need travel information, including visa or passport information, or a medical referral while on your trip, you are able to access these services 24/7.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Comprehensive
View Certificate
View Certificate
Refund Policy
15 Day Review Period
Insurance Underwriter
National Union Fire Insurance Company of Pittsburgh
AM Best Rating
A
Years in Business
14

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
14 day wait, if purchased within 15 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign & U.S. Domestic
Cancel for Any Reason
50% of non-refundable trip cost [Requires purchase within 15 days of Initial Trip Payment] (+$)
Baggage Loss
$2,500
Baggage Delay
12+ hours
$500 max.
(secondary)
Travel Delay
5+ hours
$200/day
$1,000 max.
(secondary)
Supplier Default
Medical
Medical Limit
$50,000
Complications of Pregnancy
Terrorism
Dental
$500 Incl. in Medical
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Waiver
If insurance purchased within 15 days of Initial Trip Payment
Lookback Period
90 Days
Pre-Existing Condition Period
Evacuation
Medical Evacuation
$1,000,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
$50,000
(Cannot be combined with Coverage for Accidental Death - Flight)
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
Flight Upgrade
(Cannot be combined with coverage for Accidental Death 24-Hour)

$0
$100,000 (+$)
$200,000 (+$)
$300,000 (+$)
$400,000 (+$)
$500,000 (+$)
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car
$0
$35,000 ($250 ded.) (+$)

Medical Upgrade
Medical Coverage Upgrade (+$)
Cancel For Work Reasons Benefit Included

Identity Theft Services

Roadside Assistance
Available to
U.S. Residents

Customer Ratings

Our customers rate the Travel Guard Platinum plan on our site

(4.49)
on average based on 40 reviews.

Better Business Bureau Rating
A+

A.M. Best Rating
A

Latest Reviews

Travel Guard
Platinum
Almost needed! Plane delays, missed connection, and luggage delayed on return home!
Harry B.
Travel Guard
Platinum
Our luggage was misplaced for three days on our trip to South Africa. I was pleased with the service I was given.
Jeffrey F.
Travel Guard
Platinum
Well, this worked just like you always hope insurance will work. We were covered, and that gave us a sense of security as we traveled, but thankfully we did not have to use any of the benefits. We had read the policy and had the ID cards with us just in case, and are very happy we had no claim experience to report on.
William R.
See all reviews

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