Travel Guard Silver

The Silver plan may appeal to families traveling with children, as one child age 17 or under is free for each covered adult. You never know what may happen, especially while traveling with children, so it is best to be prepared for the worst.

This plan offers:

  • Trip Cancellation and Trip Interruption coverage, if you have to cancel or interrupt your trip for one of the listed covered reasons.
  • Post departure coverages such as Baggage Loss and Delay, Trip Delay, Medical, and Emergency Medical Evacuation.

Time Sensitive benefits offered (must purchase plan within 15 day of making your initial trip deposit):

  • Pre-Exisiting Conditions Waiver
  • Accidental Death - Flight

Because these are time sensitive benefits, it is best to purchase this insurance soon after making your initial payment so that you can experience the full benefits of this plan.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
15 Day Review Period
Insurance Underwriter
National Union Fire Insurance Company of Pittsburgh
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost
Financial Default
14 day wait, if purchased within 15 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign & U.S. Domestic
Cancel for Any Reason
Baggage Loss
$750 ($50 ded.) (secondary)
Baggage Delay
24+ hours
$200 max
. (secondary)
Travel Delay
12+ hours
$500 max
Supplier Default
Medical Limit
$15,000 ($50 ded.) (secondary)
Complications of Pregnancy
$500 Incl. in Medical (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 15 days of Initial Trip Payment
Lookback Period
180 Days
Pre-Existing Condition Period
Medical Evacuation
$150,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
Common Carrier
Flight Only
$25,000 [Requires purchase within 15 days of Initial Trip Payment]

Flight Upgrade

$100,000 (+$)
$200,000 (+$)
$300,000 (+$)
$400,000 (+$)
$500,000 (+$)
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$35,000 ($250 ded.) (+$)

Emergency Evacuation Upgrade
Emergency Evacuation Upgrade (+$)
Available to
U.S. Residents

Customer Ratings

Our customers rate the Travel Guard Silver plan on our site

on average based on 174 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

Travel Guard
I have used Travel Guard for all my trips.
Elliot R.
Travel Guard
We did not have to test the policy because we did not need to file a claim. But, especially traveling to a foreign country, I believe the plan would have been helpful to us if something unforeseen would have happened. It gave us peace of mind.
Robert M.
Travel Guard
Yes, with hesitation. After medical emergency, we had to go home. There were very responsive and continually checked on us. They did buy us tickets home, although the process was difficult because their first few proposals had terribly long travel and transfer plans and no way to put feet up, as doctor ordered. Finally, they came up with good connections and business class. They did reimburse medical expenses that our own policy did not and reimbursed lost deposits. The Doctor ordered rest before return, and they refused to cover hotel/food costs and taxi to airport for this, saying these things weren't medical expenses and also weren't covered expenses under the trip interruption part of the policy. This amounted to about $400-$500 that they refused to reimburse even though the expenses were caused by my husband's illness. The process of reimbursement took 4-1/2 months even though I promptly provided all of their documentation.
William S.
See all reviews

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