Travel Insured Worldwide Trip Protector

The Travel Insured Worldwide Trip Protector is a mid-tier comprehensive trip cost protection plan with increased coverage limits and flexibility above the Worldwide Trip Protector Lite plan. If you are looking for a plan that gives you standard comprehensive benefits as well as a little extra cushion, this plan is most likely for you and your family.

Speaking about families, this plan covers children at no additional cost! If you are traveling with children age 17 or younger they can be included at no extra cost as long as there is at least one covered related adult on the plan.

The trip interruption benefit allows for 150% reimbursement of the insured pre-paid, non-refundable trip cost if the trip is cut short due to a covered reason. This can help to reimburse for unused trip costs as well as cover additional costs necessary to get you and your family home.

This plan also includes missed connection and itinerary change benefit. This will help to reimburse covered costs that you may incur if you miss your cruise or tour due to a covered trip delay reason.

This plan features two time sensitive benefits that are available if all eligibility requirements are met are, the pre-existing conditions waiver and financial default coverage. The pre-existing conditions waiver can allow emergency medical coverage for an injury or illness due to a prior medical event. Financial default coverage can help to reimburse for any losses due to a travel supplier filing for financial default and stopping services.

This plan allows for two optional benefits to be added. The increase benefit limit upgrade will increase the level of travel delay, missed connection, baggage, and baggage delay benefits in this plan to give you a little more comfort while traveling and dealing with travel concerns. Also you can upgrade the medical coverage to primary instead of the default secondary.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents

All children under 18 must be immediate family members of the primary insured

AM Best Rating
Years in Business
110

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Supplier Default

Medical

Medical Limit
Complications of Pregnancy
Terrorism
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death - 24-Hour

Evacuation

Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages
Primary Coverage
Primary Coverage (+$)

Increase Benefit Limit Upgrade
Increase Benefit Limit Upgrade (+$)

Your Quote

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Ratings and reviews

Our customers rate the Travel Insured Worldwide Trip Protector on our site
(4.57) of 5
on average based on 1170 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
Fortunately, we did not have to file a claim. However, it was comforting to know we were covered. It would be good if coverage included reimbursement for missed shore excursions or delays due problems on shore excursions. Price was about 10 to 20 percent higher than I had expected.
Donald M.
I always purchase trip insurance while traveling abroad but fortunately never had the occasion to use it....until a recent visit to Paris. My husband's wallet was stolen in a crowded bus. It contained not only his credit cards, but around $250 in cash. He never carries around so much money, but since Europe is a cash-based economy where credit cards are often not accepted, we wanted to make sure we had enough cash on hand. As soon as he discovered the theft, we went immediately to the Paris police, where, after three hours, a report was filed on the theft. A copy was given to my husband. We thought that would be all we needed to file the claim. When we returned home, we called Travel Insured to file a claim, and were very surprised and disappointed to learn that in this case, nothing was covered at all. When I asked about any sort of retribution for the cost of the wallet itself and for the fee of getting a new drivers' license, for instance, the representative did not go out of her way to offer any alternate suggestions for compensation and just kept quoting the clause. I had quickly read the policy before purchasing it, and there was, as a matter of fact, a clause in there about baggage loss/personal effects being covered for a maximum of $250 per item. One might assume the same would hold true for a lost wallet, but that is obviously not the case (the argument that there is no way to prove how much cash you have in a wallet is not valid, in my opinion, as there is no way to know how much a lost piece of luggage and its contents are worth...yet insurance will pay $250 for that loss). I must say I am disappointed and will definitely read the fine print the next time I purchase insurance and will definitely think again before signing with Travel Insured in the future. It would be good to know which, if any, insurance companies represented by Insuremytrip would have covered this loss. The threat of wallet (or camera/smart phone) loss is great, especially in crowded cities, and we'd love to know a company that would cover this should it happen again. Thank you for the opportunity to air my complaint.
Joanne D.
Whew! It brought total peace of mind throughout the trip. With storms all over the U.S. and just missing a tropical depression storm, I was worried. Also as an active adventurous family, its nice to know, injuries are covered (if need be). Jamaica treated some other travelers finger with a stick stint at a hospital for 800.00 cash. I hope they had ins. I have a few trips in the future, I will use this same policy and feel I can enjoy my vacations with my family. Thank you, Rick Sager
Richard S.
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