Travelex Travel Basic

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Of all the Travelex Travelex products offered on InsureMyTrip, the Travel Basic plan provides the most basic comprehensive coverage. It is a good choice for the budget-conscious traveler who needs basic essential coverage for unforeseen events that may arise before and during your trip.

This plan includes standard coverages such as trip cancellation and interruption benefits due to unforeseen covered reasons. It also provides benefits in the event that your baggage is lost or delayed during your trip. This can help to reimburse you for any necessary purchases that are made while waiting for your bags to arrive, or to replace those necessities if the bags are lost.

If your travel plans are delayed due a covered reason, this plan can assist in covering any costs for food and accommodations while waiting for your travel to continue. In order for this coverage to kick in, your travel must be delayed by 5 hours or more.

Benefits are also provided for emergency medical coverage and emergency medical evacuation services if you become ill or injured while traveling.

One thing to note is that coverage on this plan is First Payer Coverage, which means easy claims handling, less time and hassle to receive reimbursement for eligible losses from Travelex first, with no deductible. Funds may be recovered from your medical or other collectible insurance plans.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Baggage Delay
Travel Delay
Supplier Default


Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car

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Ratings and reviews

Our customers rate the Travelex Travel Basic plan on our site
on average based on 631 reviews.
A.M. Best Rating
Better Business Bureau Rating
The weather was bad from WI to LA and not so good going up either. The plan gave me peace of mind, feeling that if we all were stranded, you would take care of me.
Marlane D.
I love having the assurance when we are traveling that if something does go wrong we have the Travelex Travel Basic policy to help us with whatever the situation may be. We hope to never use your policy but love knowing it is there for us if we do need it.
Nancy B.
Did not need to file a claim, but it was nice to know that the coverage was there just in case we needed it. We had a claim on our last trip that was taken care of promptly, so we came back for this trip.
Mark H.
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