The Classic plan, like the Basic plan, offers Trip Cancellation and Trip Interruption coverage, but includes more covered perils and higher limits of coverage.
Some highlights of the Classic plan are:
Cancellation of your trip within 36 hours of your scheduled departure date if your trip destination is under a hurricane warning issued by NOAA (National Hurricane Center), provided the cancellation of your trip occurs more than 15 days following your effective date. This coverage gives you the choice to cancel your trip if your destination is under a hurricane warning, and you don't feel comfortable traveling there. If you will be traveling to a destination that is commonly in the path of hurricanes during the months of June through November, commonly known as Hurricane Season. (May not be available for all states. Please refer to the full details of your plan for more information.)
Being required to work during your trip, causing you to have to cancel your travel plans. You will need proof from your employer showing revocation of previously approved time off.
Pre-Existing Condition waiver offered if the plan is purchased within 21 days of the initial trip payment and all eligibility requirements are met.
Higher limits of coverage for Baggage, Travel Delay, Medical and Emergency Medical Evacuation.
Missed Connection coverage for a covered delay of 3 or more hours.
Whether you are planning a cruise or taking the family on a road trip, it is important to be covered for the unexpected events that may disrupt your trip.
The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.
This is my second purchase of travel insurance. My mother is 92 and I wanted to be sure to have return coverage options. I think the policy is reasonably priced. I do think the terms regarding pre-existing conditions could be defined more clearly. I have not known of anyone who has filed a claim, nor did I get a clear sense of the success of reimbursement from online comments. I think this purchase is usually more about a secure feeling in case of an emergency, as most insurance is how you feel about gambling on an event.