Without having had an actual claim, I can't really rate how good or bad the policy/Allianz is. It was certainly easy to purchase, and it gave me some peace of mind, but I have no idea how well it actually works, or whether Allianz stands behind the policy, whether they provide good customer service, whether there are gaps in coverage that weren't obvious to me, etc etc. I would probably buy it again for an expensive trip, just as a safeguard.
Karen S. would
recommend this plan to a friend or relative.