I used this company to insure a pretty expensive bicycle tour. Half way through the 6-month trip I had to leave for a family emergency that was a "covered benefit." I was able to file a claim and recoup a significant portion of my money. The most irksome part of this company is that their policy is poorly written and it is extremely difficult to know exactly what will be covered in an emergency. Part of my claim was denied because I misread just a few words of the policy when I bought it, thus I wish the policy was more clear. Overall, the insurance was way less expensive than any other policy, and they covered what otherwise would have been a huge loss.
Mark H. would
recommend this plan to a friend or relative.