Customers rate our travel insurance plans
( 4.58 out of 5)
based on 36,331 ratings and reviews.
98% of customers would recommend these plans to a friend or a relative.
France
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Filed claim
The trip included a
InsureandGo Global Silver
Did not use the plan. Have to use any current insurance coverage first. Would like to know just how much these companies pay out per dollar of premium collected. Just think the costs are unnecessarily high.
Marsha T. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Zac
    Photo
    Thank you for your feedback on the policy. InsureandGo has issued the following reply:

    “Thank you for your review. Our records indicate that you did not file a claim with us. Our Global plans provide for primary coverage. If you feel that you have a valid claim, please contact us.”

    The InsureandGo Global plans are designed for international travel, and as result, offer primary medical coverage. InsureandGo plans for domestic travel, provide benefits that are secondary to your insurance in the United States.

    Please call us at at 800-487-4722 if you have any questions regarding primary versus secondary coverage, or if you would like to obtain a quote for primary travel insurance.
    Apr 21,2016
HTH Worldwide Trip Protector Preferred
Most of the reviews here are a bit silly, considering the buyer didn't actually USE the insurance that was purchased. What they're essentially reviewing is the "peace of mind" they purchased, based on promises the various companies made to cover possible events. I would pay attention to the reviewers who actually had to file a claim first. Those are the only reviews that mean anything.
Having said that, as a former tour guide, I can tell you that trip insurance is a necessity, especially when traveling internationally. The last thing you want to worry about is covering the cost of medical expenses or emergency evacuation if you find yourself in trouble in a foreign county. Even domestic travel these days can result in unforeseen expense, at which point you'll be glad you have your own coverage. A short stay in a hospital somewhere could put a serious dent in your wallet in this country, and not necessarily be covered by your health plan at home.
Read the wording of the insurance plan you want to purchase carefully. Watch out for terms like "secondary", which indicate the coverage only kicks in after some other company acts as the "primary" insurer. Translated, that means you have to prove you weren't covered by something else first (like your personal medical insurance) before the insurance will cover the expense. To me that means paperwork, delays, and loopholes they have available to them to avoid covering an event.
In today's political climate, you'll want options if disaster or violence of some sort strikes. And, at best, lost luggage is no fun. Our luggage ended up in China once, instead of San Francisco. Took over a week to get it back. I've seen it all, and wouldn't want to travel without insurance.
As for how good this plan I chose is, I wouldn't be able to really judge because I ended up not having to test their promises. Reading through it in detail, the coverage sounded good for our needs. But the only real test is filing an actual claim. Happily, filing a claim wasn't necessary this time.

The company did follow-up immediately will all necessary information once the plan was purchased, and send reminders just before the trip began. We were pleased with all of that, and hope any claim would have been handled in a similar fashion. I've purchased several plans here over the years, and will continue to do so. To me that just makes sense for any trip, and is the equivalent of packing the proper gear in the event of rain. I don't want rain to ruin my vacation either.
Finally, make sure you understand exactly what's covered under the plan you choose, BEFORE you go. Once you're on your way, it'll be too late. And don't wait until the day of departure to buy, because then it IS too late. They don't allow same-day purchase! Happy travels.
Sofia M. would recommend this plan to a friend or relative.
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Value
Claims no claim filed
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  • Empty Comment
The trip included a
HCC Medical Insurance Services Atlas International
I fortunately didn't need to use it but felt very well been covered for such a great price.
CLARA B. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
HTH Worldwide Trip Protector Classic
This plan provided peace of mind while traveling in the event medical care was needed or travel interruptions occurred. It also provided coverage in the event we would have needed to cancel pre-trip for a covered reason. Fortunately we did not need to use the coverage.
Alan K. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
Note: This review is for an earlier version of the plan.
  • Empty Comment
CSA Travel Protection Custom
After complaining, the claim was processed very promptly. I was contacted by InsureMyTrip and they handled everything very professionally, efficiently, and with great results.
Yelena R. would recommend this plan to a friend or relative.
Coverage
Value
Claims
Satisfaction
  • Zac
    Photo
    Thank you for your feedback on the policy, and for allowing us to advocate on your behalf. We are pleased to learn that CSA Travel Protection paid the claim.
    Mar 18,2016
AIG Travel Guard Gold
Coverage was easy to buy and included what we thought was important. Thanks.
Julia S. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Travel Insured Worldwide Trip Protector
I am very glad I purchased Travel Insured Worldwide Trip Protector plan. We took a cruise to Norway and booked our excursion ourselves. Unfortunately, there was a big bus accident near the port and the road/tunnel had to be shut down for repair. Our cruise ship was re-routed elsewhere, and we were unable to use the excursion that we paid for. Travel Insured helped us recover the loss.
I am very satisfied with your service. I will definitely buy my next trip insurance with you, although I hope I won't need to submit any claim.
Nathaniel E. would recommend this plan to a friend or relative.
Coverage
Value
Claims
Satisfaction
  • Empty Comment
M.H. Ross Advantage Asset
BEWARE! I will never purchase insurance from any company that uses Tripmate to handle their claims. After taking months to handle, they first denied my claim, and then after an appeal process, they eventually paid but shorted me. My travel partner purchased insurance through insuremytrip with another provider and I purchased through MH Ross, and I submitted all documentation to both companies. The other provider paid in full within two weeks. Seven months later, I am still dealing with Tripmate Tripmate did not have my back after years of never having to submit a claim. BUYER BEWARE!
Gary H. would not recommend this plan to a friend or relative.
Coverage
Value
Claims
Satisfaction
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy, and for allowing us to advocate on your behalf. We are pleased to learn that your appeal proved to be moderately successful. Please let us know if you require further assistance by calling 800-487-4722.
    Mar 25,2016
InsureandGo Global Gold
Glad we didn't need to file any claims to really see how the plan would have resolved issues.
Paul G. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
Allianz Global Assistance Basic
I didn't need to use the plan, but I definitely felt better knowing I had it.
Chere C. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
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