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Customers who have visited Peru rated our travel insurance plans
4.54 out of 5
521
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
tour
AIG Travel Guard MedEvac Per Trip Plan
never had to use it so I don't know how they are when you have to file a claim, but it's good to know I had insurance that covered the things I wanted to do in South America that were a little extreme
Rich B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you very much for your comments. However, we would like to advise your fellow travelers reading this review that you chose to purchase the optional Adventure Sports Rider which provided coverage for many sports activities that would otherwise be excluded under this plan, such as:

    (c) participation in professional athletic events, motor sport
    or motor racing, including training or practice for the same;
    (d) mountaineering where ropes or guides are normally used. The ascent or descent of a mountain requiring the use of specialized equipment, including but not limited to pick-axes, anchors, bolts, crampons, carabineers and
    lead or top-rope anchoring equipment;
    (f) operating or learning to operate any aircraft, as student,
    pilot or crew (does not apply if Adventure Sports
    Coverage is purchased);
    (g) air travel on any air-supported device, other than a regularly scheduled airline or air charter company...

    All plans have exclusions that vary between plans and even states. Your fellow travelers should always review the Certificate that is included in each quote or call Customer Care at (800) 487-4722 if they have questions on activities that may be excluded under a plan.
    May 20,2016
The trip included a
cruise
tour
Global Alert! Preferred
This was the worst ever. When you pay for insurance and you can not go on a trip particularly due to medical reasons that were quite catastrophic, the last thing you need is to have to call for MONTHS to get it settled. All documentation was provided, all doctors and hospital notes and all T's crossed and I's dotted. you will eventually get your money but you will have to make at least 2 or 3 dozen calls with just being told, I don't know what is going on, it has been approved...we agree with you....dont know why you don't have the check. It was escalated several times, this was a horror, I will NEVER use them again. You have to BEG for your money!
Valerie W. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy, and also for allowing us to advocate on your behalf. We appreciate your many years of business with InsureMyTrip. We look forward to assisting you in the future.
    May 27,2016
The trip included a
tour
M.H. Ross Advantage Asset Plus
It was very expensive!
Jonathan F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
HCC Medical Insurance Services Atlas International
Although I did not file a claim, I was very pleased with the enrollment process and cost of the coverage provided. I will definitely use InsureMyTrip for my next trip.
Marjorie L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
MEDEX TravMed Abroad
Fortunately, I didn't need it, but seemed like a fair price for coverage that I wanted.
michael l. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
AXA Assistance USA Silver
Buy insurance hoping never to use it, but in the event I'm hoping it will cover my needs.
Maxim L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Crystal
    AXA Assistance USA
    Photo
    Having trip coverage certainly helps you focus on the important things like enjoying the travel experience and destination.
    We appreciate the opportunity to provide coverage for you and hope you will consider AXA Assistance USA for future travels.
    Apr 04,2016
M.H. Ross Advantage Bridge
Did not use plan, but I think it was very competitive in the marketplace.
Matthew O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
CSA Travel Protection Custom
My trip went as planned with no reason to file a claim. I was glad to have coverage in the event of a problem, but was happy to not have to use it.
Sonja T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
CSA Travel Protection Custom
Since I did not have any issues or claims to file, it is difficult to assess how the insurance actually "works"! However, it seemed to cover what I needed to have covered. It is always good NOT to have to use the insurance!
Patricia H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
AXA Assistance USA Gold
Think very carefully about buying this policy or any other policy that has language paying for trip interruption only upon physician's certification at time of illness/injury if you are traveling alone (even if on a tour) and traveling in the developing world. If you are sick/injured enough to require interruption of your trip your focus will not be on getting a doctor's certificate, but on getting to good medical care, preferably at home. As I found, a physician who sends you away in an ambulance will not necessary respond to later attempts by you and the insurance company to certify the necessity for trip interruption.
The company was initially very difficult to get a response from. Once engaged, they were helpful in trying to get a physician's certification. In the end, they adhered strictly to their policy language, ignored the diagnoses on the ambulance invoice, and disregarded what even the claims adjuster said was an obvious need for me to descend rather than continue with my increasingly ascending tour in the face of severe altitude sickness, high blood pressure, and racing heart (the latter of which were caused by the former.) Bottom line: read the policy language carefully and shop around after having read it.
Linda V. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. We appreciate you providing us with the opportunity to advocate on your behalf. Unfortunately, the claims adjuster was unable to pay the Trip Interruption claim without written certification from the attending physician.

    For all of the Comprehensive travel insurance plans offered on our website, the insured person must see a physician during the trip due to an unforeseen, accidental injury or emergency illness, and secure a note certifying that they must interrupt their trip in order to have a payable trip Interruption claim.

    Please call us at 800-487-4722 if you have any questions about Trip Interruption coverage, or to see if there are any benefits that extend beyond standard Trip Interruption coverage.
    Mar 25,2016
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