Allianz Global Assistance
If you file a claim, you must follow up. If you make three claims. they may pay on two, but won't tell you the status of the third unless you call and ask if they need more information, or if it was denied and why.
If the claim meets the criteria of the purchase, they pay fully and reasonably promptly - if you followup on all claims yourself.
James R. would
recommend this plan to a friend or relative.