Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
tour
AXA Assistance USA
Platinum
AXA plans seem reasonably priced in comparison to others on the market, but prices for travel insurance are unreasonably high for seniors across the board.
Donna S. would
recommend this plan to a friend or relative.
The trip included a
tour
Global Alert!
Preferred
We used this insurance last summer, and we had a small claim because of a flight delay that caused us to miss a connection -- and this small claim took months to process. There was never any question about whether our claim was covered, but it just took a very long time for the company to process the claim. In addition, the website did not always accurately reflect the status of our claim. This summer, however, we had no claim to file, and all was fine.
Alan Z. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Arch RoamRight
Essential
I filed a claim for trip interruption (medical problem) for the cost of a new return ticket home. The online claim process was easy, and the paperwork burden not overwhelming. My dissatisfaction stems from the time it took to settle the claim. They waited a full 30 days to approve the claim. It's the cheapest plan out there, and they paid their obligation under the terms of the plan, but they sure took their sweet time to do it.
Carmen S. would not
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AIG Travel
Travel Guard MedEvac Plan
I purchased this plan as I needed medical/medevac insurance for a recent trip to Ecuador. When purchasing online, the plan seemed to cover what was necessary. Since I did not need to use it, I can’t comment on how well it helped (in case of an incident). I would buy this plan again, and hope that I would,not need it!
Mary S. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard MedEvac Plan
Never had the opportunity to use the plan so cannot comment on the responsiveness to claims. Other than that the $ value was worth it for the piece of mind
Philip C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Preferred
once again, did not need to use = a very good thing!!! :)
Angela D. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Premium
Recommend that you read the fine print on each policy, especially if you're comparing plans. There's is a different interpretation of conditions that will be classified for the policy to pay out for specific coverage. For example "trip disruption" vs "trip delay" is interpreted differently by each insurer, as a result, you may get a payout for the trip delay instead of trip disruption (big difference in the amount paid) and it's totally different between each company what is actually covered by the policy, or you may not get payout at all depending on the circumstance that caused "condition" to occur.
Jaro N. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
AIG Travel
Travel Guard Silver
Gave us peace of mind for our trip.
Jerome C. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Gold
As with any travel insurance, one hopes that you won’t need to use it. It gave us a peace of mind in case we needed it to. Wish companies would give discounts to frequent purchasers - loyalty program.
Lawrence Y. would
recommend this plan to a friend or relative.
The trip included a
tour
TruTravel Insurance
Premier
Almost 3 months from the time we filed a claim (worth $6000) we have finally received all our money from Tru Travel. It was a very daunting experience. Everytime there was any communication from us they had 15 business days to respond. They were almost never in touch and the one time they were it was with an email that could not be copied,forwarded or converted to a PDF.Once I answered it the email simply disappeared.I've never seen anything like it.When I called the company about it, they laughed.When I called they stated it was not assigned but someone had sent that email so I didn't understand. We had to go through extreme measures to prove our tickets had been canceled and finally, in two stages they did send all the money. The fact that it was so complicated to work with these people, the fact that they were never personally in touch made it so hard to deal with them. Delay after delay was so difficult. They did pay in full finally and we are glad to be done We would not use them again.
Leslie W. would not
recommend this plan to a friend or relative.
Travel insurance plans are "named peril" policies which means only those perils/hazards that are specifically listed in the policy are covered. In addition, all plans have their "exclusions and limitations" which may effect your coverage. Since policy terms and conditions vary from plan to plan and are also state-specific, this does create discrepancies in coverage between plans.
We recommend that you review the policy terms and conditions prior to purchase by clicking on "View Certificate", this can be a long and frustrating process given the number of offered plans, so we encourage you to call us at 800-487-4722 for assistance. Also, if the policy does not fit your needs, it can be cancelled within the review period for a refund of premium.