I decided to get travel insurance with Seven Corners because the insurance offered by SmarTours travel company didn't quite meet my needs. Then my trip to Japan, April 2011,--which was insured by Seven Corners--was canceled by SmarTours. The SmarTours company offered full refund--including the cost of their travel insurance--to all participants. However, Seven Corners basically said--sorry no refund (!)--but you can transfer insurance fee to another trip--IF you come up with the new travel dates before the date the Japan trip would have taken place--which was only a couple weeks away! Fortunately I had a cruise coming up in Sept 2011 and hadn't decided on insurance yet--so was able to transfer the payment to that trip. If I didn't have that trip already planned I would have lost the entire cost of the insurance on a trip that had been canceled (by the travel company--not me!) and no insurance claim filed. Perhaps this is standard procedures with most travel insurance companies--I don't know. Just something to think about when deciding to get a different insurance than the one offered by a tour company...
MaryLou M. would
recommend this plan to a friend or relative.
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