Allianz Global Assistance
Without a lot of research and practical experience, insurance policies are really difficult to determine their value to the purchaser. I have friends that have used their trip insurance policies before and have been very helpful. Due to the nature of our planning for this trip, the selection of trip insurance was a bit of a leap of faith and somewhat based on the Allianz brand versus the options presented. Reading the policy, I wasn’t exactly sure that I would have a claim under specific circumstances due to all the wording and exceptions. It did provide its primary value, peace of mind; even though we were fortunate enough that we did not have to execute our option. I primarily bought the policy in case we had to cancel for sickness or an extended family related issue and if something happened to our boat that prevented the majority of our trip. I would think simpler policies or a method to test a policy on particular circumstances would help individuals be more confident in their purchases. So in all, neither great nor bad, and just a recommendation on a possibility to make the purchase process easier.
George R. would
recommend this plan to a friend or relative.