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Travel Insurance Reviews Travel Insurance Reviews Plans

To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.

How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.

InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.

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Customers who have visited Nicaragua and tour rated our travel insurance plans
4.55 out of 5
20
ratings and reviews
100%
recommended
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Cruise
Filed claim
The trip included a
tour
Berkshire Hathaway Travel Protection ExactCare
Fortunately I didn't need to use it, but 2 of our trip companions didn't get to join the tour due to a combination of a cancelled flight causing a missed flight, then the destination country not including them on the list of people allowed to enter the country despite their getting another Covid test and filing all the necessary forms. They never were told why they weren't on the list. They spent 5 days trying to join the trip, and ultimately had to rebook flights to go home. Not sure if this insurance would have covered that had it happened to me. Would it?
Susan K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
International Medical Group iTravelInsured SE
I don't feel that the denial of my claim was fair. The violence and political unrest in Nicaragua was untenable. Food and transportation shortages, work stoppages in almost every town. Because only an act of war was a valid reason for cancellation based on politics, my very valid reason was that my employment was terminated because of the situation, and so my trip had to be cancelled. I was denied because the "duration of my employment was less than a year". Not true. I signed the contract a year ago, and that year anniversary would have occurred within 5 days of beginning my time in Nicaragua. Very disappointed that my insurance plan didn't cover circumstances that were completely beyond my control.
Hilary G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. We appreciate you using InsureMyTrip for your travel insurance needs. We are sorry to learn that you were unable to travel and are dissatisfied with this policy. The claims administrator is required to adjudicate claims based on the terms and conditions of the policy.

    This policy covers termination of employment as a covered reason to cancel under the following terms:
    "involuntary employer termination or layoff of You or a Traveling Companion. Employment must have been with the same employer for at least one (1) continuous year."

    Unfortunately, if you are a contractor and not considered an employee, this would not be a covered reason to cancel on this policy. We do have policies that will cover self-employment/contract work.

    We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. In the future, please consider calling us at 800-487-4772 prior to purchase so that we can guide you towards policies that best suit your needs.
    Jul 16,2018
The trip included a
tour
AIG Travel Travel Guard Basic
Quick and easy to use and relieves a lot of stress traveling with students.
Robert C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
tour
Generali Global Assistance Standard
The Plan offered the coverage I required at a reasonable price. Correspondence and notifications were quick and clear.
Thanks
Roy H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Global Underwriters Diplomat International
Price and coverage were good.
Joyce F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Generali Global Assistance Standard
It was good to know we had the insurance if needed. The policy seemed pretty straight forward.
Cynthia M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Generali Global Assistance Standard
Filed two claims, weather travel delay coming and going forced overnight delays. Prompt email response on one claim. Fairly prompt payment. Had to call on second claim. Apparently it got attached to the back of the first one and ignored. Got a call back an hour after my call saying the second claim was approved and got a check a few days later. The six hour delay feature worked well for us. Traveling companions had a 12 hour delay on their policy and couldn't collect on one of the delays. Not sure why they needed proff of age to process my claim.
Delbert H. would recommend this plan to a friend or relative.
10 of 11 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
International Medical Group Patriot International Lite
Easy and relatively inexpensive.
Kurt A. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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