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To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
HTH Worldwide
Trip Protector Classic
Couple days before I went to Barcelona, the city erupted in demonstrations. Airport shut down. Roads shut down. Mass demonstrations. Many people injured. Wanted to cancel the trip, but HTH says that is not a covered event.
So I went. First night, mass demonstration couple blocks from my hotel got out of hand. Barricades burning in the street in front of the hotel, and anti-tourist graffiti spray painted on the hotel's front door. Parked cars torched on the street around the corner.
Couple days later, general strike and over 500,000 demonstrators in the streets. Metro, buses, tourist sights (Sagrada Familia), and most stores shut down.
Every day, demonstrations somewhere turning violent. TV news showing molotov cocktails being thrown at the police and all the rest of the chaos.
But that is not a covered reason to cancel. Just...Have a nice vacation.
So I went. First night, mass demonstration couple blocks from my hotel got out of hand. Barricades burning in the street in front of the hotel, and anti-tourist graffiti spray painted on the hotel's front door. Parked cars torched on the street around the corner.
Couple days later, general strike and over 500,000 demonstrators in the streets. Metro, buses, tourist sights (Sagrada Familia), and most stores shut down.
Every day, demonstrations somewhere turning violent. TV news showing molotov cocktails being thrown at the police and all the rest of the chaos.
But that is not a covered reason to cancel. Just...Have a nice vacation.
JOHN R. would not
recommend this plan to a friend or relative.
5 of
5 people found this review helpful
Nationwide Mutual Insurance
Essential
We had to cancel the trip due to what was happening in Barcelona. The airport was cloed and rioting was all over the city. People could not even get to the airport. This went on all week. We were supposed to fly on Wednesday and cancelled the trip. American airlines finally refunded my money. On Monday 53 people were injured at the the airport and the worst day of rioting in the city was Friday.
We did not go. Onthe 14th, the airport was closed and 53 people were injured there.I cancelled the flight on the morning of the 16th due to problems all over the city.People could not even get to the airport, ships docked in other cities and rioting broke out all over. This to me was terrorist attacks created by the Catalon seperatists against the Spanish government. American Airlines finally refunded my money. The insurance was useless.
We did not go. Onthe 14th, the airport was closed and 53 people were injured there.I cancelled the flight on the morning of the 16th due to problems all over the city.People could not even get to the airport, ships docked in other cities and rioting broke out all over. This to me was terrorist attacks created by the Catalon seperatists against the Spanish government. American Airlines finally refunded my money. The insurance was useless.
Susan C. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
-
Carol
Thank you for your feedback. We regret that your Nationwide Essential plan did not meet your expectations.
Trip cancellation is a standard benefit offered with most travel insurance comprehensive plans. This travel insurance benefit provides reimbursement of your pre-paid, non-refundable expenses should you need to cancel your trip unexpectedly for a covered reason.
In all comprehensive travel insurance policies there will be an included list of covered reasons for cancellation. These are situations the insurance company considers legitimate as factors in making the decision to cancel your trip. It’s essential that you are familiar with this list of covered reasons in any insurance policy you’re considering purchasing since these are guidelines by which any claim you may need to file will be judged. The plan certificate is available for you to read before making a purchase.
After reading through the plan certificate, you may not be comfortable with the list of covered reasons provided to you. You may need more flexibility in making the decision to cancel your trip, you may want to consider purchasing a Cancel for Any Reason benefit.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.Nov 01,2019
C&F Travel Insured International
Worldwide Trip Protector Lite
We were not able to get our money back on the air as they siad what was going on in barcelona was not terrorism. The airport was closed ,53 people were injured and there were problems all over the city. American Air finally refunded my money. The insurance was useless. We cancelled our trip.
Diane P. would not
recommend this plan to a friend or relative.
-
Carol
Thank you for your feedback. Unfortunately, civil unrest does not meet the definition of Terrorism in your policy.
“Terrorist Incident”
means an act of violence, that is deemed terrorism by the United States Government other than civil disorder or riot (that is not an act of war, declared or undeclared) that results in loss of life or major damage to property, by any person acting alone or in association with other persons on behalf of or in connection with any organization which is generally recognized as having the intent to overthrow or influence the control of any other government."Nov 05,2019
C&F Travel Insured International
Worldwide Trip Protector
While I did not have a claim on this trip, the coverage provides peace of mind should something happen. I did file a claim on a different C&F policy a year ago and the claim was paid completely, saving me $4,000 of out-of-pocket expenses.
Paul L. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
I was very happy that I did not have to use this plan, but it was very nice the feeling of knowing that I had this support just in case something happened.
Gerardo N. would
recommend this plan to a friend or relative.
The trip included a
cruise
AIG Travel
Travel Guard MedEvac Plan
Thankfully we did not have to put it to the test.
Bertram B. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
We had no problems, so we didin't need to use the plan. I was reassuring to know it was in place.
Harry Rafael C. would
recommend this plan to a friend or relative.
Global Underwriters
Diplomat International
This put me at ease for my one month stay in Spain. The price was right and much better than other offers.
Natisha M. would
recommend this plan to a friend or relative.
Arch RoamRight
Essential
The best part of this plan is that I did NOT use it - - However, I had the peace of mind that the coverage was there if I needed it - - a number of years ago, we had to cancel a cover trip at the last minute due to a death in the family - - insurance coverage was complete & the claim process was quick & easy. I would never plan a big trip (out of the country) without travel insurance.
Douglas B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
I Never had to use it so I don’t know how good you are at your claims but everything else was good
Anthony P. would
recommend this plan to a friend or relative.
In order to have coverage for cancelling this trip, you would have needed to purchase the optional Cancel for Any Reason coverage.