You buy insurance for the terrible, just in case. So, you have to be comfortable spending (in my case) hundreds of dollars, even if you don't need it. I do wish the plan provided a cost reduction for purchase of medications for travel to exotic locations. I took malaria medications for my trip, and, for the 2 of us, it was about $150. In my opinion, there should be some credit to my insurance or the insurance company should offer a reduced cost for these travel related medications. After all, not getting malaria helps the traveler and the insurance provider.
Douglas K. would
recommend this plan to a friend or relative.