Travel Insurance Reviews Travel Insurance Reviews Plans
To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
tour
Generali Global Assistance
Preferred
Staff on the phone were professional, and helpful. They worked hard to answer all my questions. I felt like they wanted to be sure I understood ithe coverages. I felt I was covered on the trip. I have no way of commenting on the process of filing a claim or how claims would have been accepted and paid. But their attention to making sure my questions were answered in the initial interactions installed confidence they would be handled professionally.
Stephen C. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We didn’t need to file a claim, which is great ((who wants problems with a vacation?), but comforting to know it was there if I needed it.
Gregory K. would
recommend this plan to a friend or relative.
GeoBlue
Voyager Choice
Finding a plan was easy with many options available.
Sometimes the number of options was overwhelming to differentiate.
The cost has seemed to increase substantially over the last two years.
Sometimes the number of options was overwhelming to differentiate.
The cost has seemed to increase substantially over the last two years.
James W. would
recommend this plan to a friend or relative.
The trip included a
tour
John Hancock
Silver
I didn't need to file a claim on this trip but having trip insurance gave me peace of mind. It turns out that three people in my tour group who needed wheelchair assistance at the Frankfurt airport (for the return flight to the U.S.) missed the flight through no fault of their own. Thinking trip interruption would have covered the mess up caused by Frankfurt airport personnel.
Raymond H. would
recommend this plan to a friend or relative.
The trip included a
tour
Trawick International
Safe Travels Voyager
Had to buy additional airline tickets due to airline delaying and canceling and then missed connection. Cost to me was an additional $3500.00 for the tickets and the plan only paid $300.00 at first but when I reached out they looked into it and reimbursed the remainder.
Jessica P. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
Costco Travel offers better prices and protections, but unfortunately this trip wasn't booked through Costco Travel.
Robert S. would
recommend this plan to a friend or relative.
Generali Global Assistance
Premium
Was not able to travel for reasons beyond my doing. had called in and was told that the policy dates can't be changed - would have been nice to be able to adjust to the new travel date.
Frank B. would
recommend this plan to a friend or relative.
WorldTrips
Atlas International
Amazing price and great service. Luckily I didn't need to file a claim, but I had a question one time, called the number, spoke with a human, and got a succinct answer almost immediately. Would use again.
Benjamin P. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Prime
Thankfully we had no issues and did not need to use the plan. I gave the middle score (3 stars) because you can't judge the coverage or value of a plan until you need to file a claim.
Laura R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Choice Cruise
Be sure you understand the difference between Trip DELAY and Trip INTERRUPTION from the Insurer's point of view. It's a difference of a maximum benefit of your trip cost (Interruption) and a maximum of $150 daily (Delay). I still don't understand it.
I was Quarantined in Switzerland during my 2-week trip after testing positive for COVID and was unable to return home as scheduled. I would consider this an Interruption of my trip. Nationwide called it a Delay. As such, I was reimbursed only $450 of my $850 costs for the 2-day interruption. Thankfully it wasn't any longer as the cheapest lodging I could find was $260 nightly.
In addition, after spending 4 hours gathering the plethora of documents and receipts required and mailing it (trying to file multiple documents online was impossible), my claim was delayed for 3 months due to a backlog. I had to call multiple times to get the status of my claim. When my reimbursement finally did arrive, it was short $150 (they misread my claim and only paid for 2 days instead of 3), necessitating another call from me and a wait for final payment.
I think they're reasonably priced if all you're looking for is a trip cancellation in case you get hit by a bus before your trip and can't go, but otherwise I'd look elsewhere.
I was Quarantined in Switzerland during my 2-week trip after testing positive for COVID and was unable to return home as scheduled. I would consider this an Interruption of my trip. Nationwide called it a Delay. As such, I was reimbursed only $450 of my $850 costs for the 2-day interruption. Thankfully it wasn't any longer as the cheapest lodging I could find was $260 nightly.
In addition, after spending 4 hours gathering the plethora of documents and receipts required and mailing it (trying to file multiple documents online was impossible), my claim was delayed for 3 months due to a backlog. I had to call multiple times to get the status of my claim. When my reimbursement finally did arrive, it was short $150 (they misread my claim and only paid for 2 days instead of 3), necessitating another call from me and a wait for final payment.
I think they're reasonably priced if all you're looking for is a trip cancellation in case you get hit by a bus before your trip and can't go, but otherwise I'd look elsewhere.
Kimberly Z. would not
recommend this plan to a friend or relative.
4 of
4 people found this review helpful