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To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.
How We Count Reviews: Our online review database contains over 100k reviews and ratings collected directly from customers via our site and third-party platforms. All reviews have been verified as honest ratings from real travelers like you.
InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.
The trip included a
cruise
Nationwide Mutual Insurance
Luxury Cruise
Policy does not cover expenses If a third party excursion provider fails to get you back to the ship prior to leaving port- you have to look at these third party providers very carefully before deciding if there is risk. Policy with the added cancel for any reason was expensive. There seemed, however, to be fewer qualifiers with filing claims than other policies, so we felt if we had a loss there was a reasonable chance that the claim would be paid. Our trip was successful and we are thankful we did not need to file a claim.
Philip L. would
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
Generali Global Assistance
Standard
Yes. I buy it strictly as a precaution. Have never had to use it.
Francine F. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Just hope you don't have to file a claim! We paid nearly a thousand dollars for a policy that contains MAJOR exclusions written in the fine print about stolen baggage - both a long list of items and conditions under which they will not cover a loss. We specifically chose a plan with baggage protection, only to be told a month after our claim was filed they would not cover our loss because our travel bags were stolen from a locked car. Find another insurance company that does not play this kind of game with customers to avoid paying for situations you may find yourself in through no fault of your own. Made a rotten travel experience even worse to know the insurance you purchased was worthless.
Michael E. would not
recommend this plan to a friend or relative.
5 of
5 people found this review helpful
The trip included a
cruise
tour
AXA Assistance USA
Gold
Although I did not have to use the insurance, it gave me great peace of mind. Good value for the money and the website makes it easy to compare coverages and costs.
Loretta R. would
recommend this plan to a friend or relative.
International Medical Group
Patriot International Lite
I did not need to use the plan, so I cannot speak to how well it would have worked if I had needed it. The cost seemed reasonable to me, and the online purchasing process went smoothly.
Candace B. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Preferred
This policy covered most of the items I was interested in but not all. If the motorcycle I requested to rent (in order to fit me and thereby enable me to safely ride it) was not available when I got there this policy would NOT have covered me for the trip and tour expenses. The tours have you sign a waiver and trip insurance doesn't cover you if they can't deliver what they promise. I had to take it on faith that the tour company would in fact provide the model I requested. There should be a way to buy trip insurance to cover this potential type of problem.
Paula M. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
Luckily I didnt need to use the plan! but it was a good value and easy to do it
MARINA V. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
Thankfully did not have to use, but it was reassuring to have insurance.
JEAN A. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
Nothing to offer as I didn’t need to use it, thankfully.
Bruce W. would
recommend this plan to a friend or relative.
WorldTrips
Atlas International
I traveled to New Zealand for 3 weeks and was looking for medical coverage that covered Covid in case I contracted Covid while there. This plan not only allowed Covid related expenses but was reasonably priced. I would definitely use this insure my trip plan again although I did not need to use the coverage this time around.
Patricia M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful