Accidental Death and Dismemberment (AD&D) plans pay benefits if you should have a serious injury that results in dismemberment or loss of life. Loss of life benefits paid by these plans are in addition to any benefits paid by life insurance plans.
To learn more, read our Accidental Death Coverage article.
Unfortunately, because you do not reside in the United States, we do not have many options for you to cover lost/stolen luggage/personal items.
Our suggestion is to contact travel insurance companies where you reside to see if they can offer any coverage to you.