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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have visited Ecuador rated our Comprehensive Plans
4.46 out of 5
585
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
John Hancock Silver
We got caught in the airline pilot "sick out" the last weekend of October, which caused us to miss our international flight from Miami to Quito Ecuador and miss the 1st day of a trip to the Amazon Rainforest. On November 19, the morning after we flew home, I filed my claim. I had to keep emailing for a progress report and was finally told it would take 57 days to process. I emailed on Day 57, January 19th; I was finally assigned an adjuster who asked me to re-submit all documents. I did that same day and was told it could take 6 wks to process. Today, February 28th, I finally got a check for my claim, $1030.
Kimberly O. would recommend this plan to a friend or relative.
12 of 12 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Generali Global Assistance Standard
You were the best option after considering a bunch of company's plans and the best priced. I'd use you again
John B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
AIG Travel Travel Guard® Deluxe
You really never know how good or bad trip insurance is until you need to make a claim. We made a claim for travel interruption and AIG Travel was a pleasure to work with. They were responsive and attending to all of our requests. We we fully reimbursed for our expenses within a couple of weeks after we submitted the supporting documentation.
Lawrence A. would recommend this plan to a friend or relative.
7 of 9 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Trawick International Safe Travels Voyager
In advance of the trip, suddenly government requirements for testing changed. As a result I needed three PCR tests for Covid, one prior to going, one prior to the Galapagos and one to return to the US at a total cost of $265. I wish this had been covered
Arlene C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Sally
    Photo
    Thank you for your review. Please the response from Trawick.

    "Thanks so much for your review and feedback. We are sorry to hear that your experience with us wasn’t what you hoped. Our plans provide coverage for sickness expenses. Since there was no sickness and this was a required test, we do not provide coverage. In the event the tests came back positive, there might have been coverage for trip cancellation or trip interruption, if included in your plan. We apologize if this was not clear and will use your feedback to do better going forward. Thank you and best wishes for a happy, healthy new year. "
    Jan 03,2022
Berkshire Hathaway Travel Protection ExactCare Value
just needed to feel secure about locking in tickets early when there are so many things to worry about as far as public interactions. bags and emergencies can get involved quickly . this is no nonsense and affordable. would tell any friend who flys to use.
edward e. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Brittany G
    Berkshire Hathaway Travel Protection
    Photo
    Thank you for your feedback, we appreciate it!
    Sep 03,2021
Berkshire Hathaway Travel Protection ExactCare
No problems, no claim, safe trip, felt protected.
Robert A. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Brittany G
    Berkshire Hathaway Travel Protection
    Photo
    Thank you for your feedback, we appreciate it!
    Jul 08,2021
The trip included a
tour
Generali Global Assistance Standard
I thought the cost comparing with other alternatives was very fair. We did experience in-country (domestic) flights (Quito to Coca Ecuador round trip) that were cancelled at the last minute and required the service to be converted to a driven alternative, which resulted in a 6-7 hour drive each way in order to maintain scheduled itinerary - this was a bit uncomfortable, but we dealt with it to maintain our desired visits to the rainforest.
Dale M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Berkshire Hathaway Travel Protection ExactCare
I felt secure having the plan while I was in South America. Fortunately I didn't need to activate it, but it was there if I needed it. Too bad US Medicare doesn't allow for outside-USA coverage.
Brian J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
AIG Travel Travel Guard Basic
The online option to file a claim did not work for me while overseas. I emailed the information, then followed up when I returned home.
Pamela L. would recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
tour
GoReady Insurance Cruise
We almost had to use the coverage as my husband was in the hospital for 12 days from complications from routine surgery. But we didn't. I really can't say whether anything was good coverage wise as we didn't use it. But, it was easy to communicate with them. As to price, this is the first time on a trip I had ever gotten insurance and frankly I had sticker price shock. We have had friends who did need to use their insurance and they were glad they had gotten it.
Laurel F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Carol
    Photo
    Thank you for your feedback. We're glad to hear that your husband was well enough to travel to Ecuador.

    Sorry about the sticker shock but premiums are generally based on the age of the travelers, trip cost and length of trip.

    InsureMyTrip is open 7 days a week and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
    Feb 04,2020
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