Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
I'm writing my review AFTER my claim was processed. On the plus side, it was processed quickly and submitting the claim and talking with a customer representative was a positive experience. In the end, I did receive a partial reimbursement for a my claim (about 1/3 of the total). The claim was associated with the early days of the COVID-19 outbreak when I was denied entry to my destination due to the outbreak half way to my ultimate destination. The reality is that travel insurance by design doesn't cover *unnamed* events (e.g. who knew the COVID-19 virus was going to happen and thus its impacts are not covered), so they were able deny a large fraction of my claim. This is unfortunate, but the reality of travel insurance. Why would I recommend BHTP? Because they did cover part of my expenses, which is way better than the experience of some of my traveling companions whose claims were flat out denied.
Erik W. would
recommend this plan to a friend or relative.
For the extent of coverage sought and amount of premium paid, it was quite reasonable. Having been on an island 3+ hours from Honolulu, with only one commercial flight per week, the telling situation of this policy's value would be if I needed to use the medical evacuation coverage.
Gererd M. would
recommend this plan to a friend or relative.