Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
Berkshire Hathaway Travel Protection
ExactCare
The staff was excellent explaining the coverage and very personable.
Jillian R. would
recommend this plan to a friend or relative.
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Brittany GBerkshire Hathaway Travel Protection
Thank you for your review, we're glad you've had a positive experience.Aug 29,2023
The trip included a
tour
International Medical Group
iTravelInsured SE
My flight was cancelled, I had to book at another airline at a premium price. Insurance is denying claim and does not want to recognize terms of the insurance, tries to juggle with wording only not to pay the warrantied reimbursement.
No live person is available to discuss a claims. Paperwork processing takes too long and no resolution offered. Paperwork and responses via email are too convoluted and no direct answers can be received.
DO NOT BUY FROM THEM!!!!
No live person is available to discuss a claims. Paperwork processing takes too long and no resolution offered. Paperwork and responses via email are too convoluted and no direct answers can be received.
DO NOT BUY FROM THEM!!!!
Mark B. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
tour
Generali Global Assistance
Preferred
The only hitches with the claim to Generali was a change in claim agent and a misunderstanding about the date a credit for a cancelled flight would expire. Took a bit longer to get this settled than I expected.
Juanita B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Carol
Thank you for your feedback. Although you did encounter an issue that delayed your claim, we are pleased to hear that Generali Global Assistance did respond appropriately and settle your claim.
InsureMyTrip would also like to remind you that we do offer our Anytime Advocates® to support you in the process if you feel a claim has been unfairly denied or to successfully navigate the process if your claim has been delayed. Customers should call InsureMyTrip at 800-487-4722 to request an advocate assignment.Aug 16,2019
The trip included a
tour
AIG Travel
Travel Guard Basic
My claim was unfairly denied. I am not going to waste any more time and energy with this company. I will never use them again.
Catherine S. would not
recommend this plan to a friend or relative.
-
Carol
Thank you for your comments. Although most Comprehensive plans include Trip Cancellation coverage, your trip must be canceled for a covered reason as listed in your policy. Each claim is reviewed by an adjuster and adjudicated based on policy wording. AIG Travel Guard will have a member of the Claims team follow up with you to explain and discuss the reason for denial.
We hope that you will continue to insure with AIG Travel Guard and InsureMyTrip but suggest that you call us prior to selecting a policy for assistance in comparing plans."Sep 28,2018
WorldTrips
Atlas Expedition
I'm happy to say we didn't need to file a claim. However, we still feel like it was worth the peace of mind, and price, to purchase the plan just in case.
Sheray P. would
recommend this plan to a friend or relative.
AIG Travel
Travel Guard Silver
Did not use this insurance at all. So no idea what it's like to make a claim. Seemed like the kind if coverage I wanted....
Barbara D. would
recommend this plan to a friend or relative.
John Hancock
Gold
The good news is that we have no claims to submit. Therefore we have no comments on whether the plan was good or not.
June B. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Gold
Expensive plan that, in the end, did not cover our needs. Would not recommend.
Helen W. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
AXA Assistance USA
Gold
Plan was great, but you need to be sure and read the rules for Cancel For Any Reason, especially the 14 day purchase rule. If you purchase this trip insurance greater than 14 days from leaving, you may be out of luck.
Allen K. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
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Zac
Thank you for your feedback on the policy. The following is an excerpt from the policy certificate.
AXA Assistance USA Gold
Cancel For Any Reason
This coverage is Optional and must be shown on Your Confirmation of Benefits.
If You are prevented from taking the Covered Trip for any reason not otherwise covered by this policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:
(a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and
(b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and
(c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.
This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured. Any premium paid for this coverage will be refunded.Apr 14,2015
The trip included a
tour
American Express
Classic
Since I have a good health plan that includes evacuation, I would prefer to see a plan that is geared more towards travel away from home (excl. evac.). Consider the option one for those with evac. and another without.
This plan was pricey for me... thanks.
This plan was pricey for me... thanks.
Claudette D. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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