Travel Insurance Reviews Travel Medical Plans

Most regular health insurance plans provide only partial or no coverage while you are traveling in another country. We offer several types of Travel Medical plans providing a range of benefits, such as medical coverage for pre-existing conditions, multi-trip and renewable protection, emergency medical evacuation, and coverage for long-term travel.

To learn more, see our Travel Medical Plans article.

Customers rated our Medical Plans
4.62 out of 5
4,823
ratings and reviews
98%
recommended
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Cruise
Filed claim
AIG Travel Guard MedEvac Per Trip Plan
I had no issues so a full review is not possible. I was pleased with ease of obtaining coverage and will use again.
John S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Global Underwriters Diplomat International
We are not satisfied with Global Underwriters.
We will be filling a claim for out-of-pocket expenses related to treatment for a fractured wrist my wife received while traveling in Chile. She received medical care in Buenos Aries; x-rays, medical assessment and a cast. The doctor informed us that my wife required surgery to repair that brake so we elected to return home early to be treated by our local doctor. We notified Global Underwriters of the situation and were told that our insurance would not cover the cost of an early return home. We were told that they would cover the surgery in Buenos Aries but not the travel expense to return home early to be treated there.
The Global representative actually laughed at us and told us that we bought the wrong coverage.
I should note that the total cost for the medical care in Buenos Aries was $110. With a deductible of $100 Global owes us $10. We are still had the out of pocket expense of $1,300 in changes in travel arrangements, not to include the lost value of our vacation because we ended up missing 1/3rd of the package group tour we were on at the time of the incident. Further, we paid $280 for the insurance package so in total we will have out of pocket expense $1,570 assuming we get paid the $10 Global owes us.
Anyone who is traveling abroad should know that most trauma injuries incurred while traveling are ambulatory and should insure that the coverage includes early return due to injury. Emergency medical evacuation does not cover ambulatory situations.
Also, check with your own health insurer to see if they provide primary coverage for illness or injury when traveling abroad. We discovered that our health care provider would provide primary care coverage while we were overseas to include referral to local medical facilities in the event of illness or injury, coverage of medical transport to local facilities and translator services if necessary.
We are not happy campers! We would have been better off if we had not purchased the insurance in the first place.
ottie n. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn about the injury that was suffered. Unfortunately, the Global Underwriters Diplomat International plan does not cover Trip Interruption due to an injury or illness of an insured person. Most Single-Trip Medical plans cover Trip Interruption due to the death of an immediate family member or a Natural Disaster which destroys your principal place of residence.

    Comprehensive travel insurance plans do cover Trip Interruption due to an unforeseen, accidental injury, emergency illness, or death of the insured(s), traveling companion(s), and family member(s).

    In the future, please call us at 800-487-4722 so we can assist you in selecting plans that adequately cover your primary concerns.
    Apr 01,2016
Seven Corners Liaison International
I did not file a claim, no I cannot really say much about the service.
Alejandro C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
MEDEX TravMed Choice Outbound
I think I had better coverage for the $. Will probably use again.
Charles M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Global Underwriters Diplomat International
Did not have to submit a claim.
Eddie H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HCC Medical Insurance Services Atlas International
With that price I got everything I needed. Must have on my next trip.
Kelvin K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Global Underwriters Diplomat International
We have purchased insurance through this service several times but have fortunately not needed to submit a claim to put it to the test.
Victoria B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
HCC Medical Insurance Services Atlas International
Liked having the ability to increase coverage for minimal cost!
1960Victoria R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
AIG Travel Guard MedEvac Per Trip Plan
Hi! Thankfully I didn't have to use the plan, so I can't really give feedback about that, but I was very happy to be able to buy travel health insurance very last minute online. It made me feel less worried about getting sick in Germany during my trip, so thank you!
Sandra B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
GeoBlue Voyager Choice
I was glad I was able to purchase a policy which only covered medical emergencies
Donna D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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