Travel Insurance Reviews for Allianz Global Assistance Basic


The Allianz Basic plan is designed for travelers who prefer affordable coverage, including trip cancellation, pre-existing medical condition coverage, lost/damaged baggage benefits, and 24-hour assistance. It's great for weekend getaways and overnight trips.

To learn more, see the Allianz Basic product page.

Customers rate the Allianz Global Assistance Basic plan
(4.56 out of 5)
based on 1666 ratings and reviews.
98% of customers would recommend this plan to a friend or a relative.
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Allianz Global Assistance Basic
It did give us peace of mind to know we could recover the cost of the trip if a disaster happened.
John P. would recommend this plan to a friend or relative.
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Claims no claim filed
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  • Empty Comment
Allianz Global Assistance Basic
I contacted Allianz via email while away on my trip and got an instant response. The folks are very professional, a thing you don't quite experience with others in the business.
Martha D. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
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  • Empty Comment
The trip included a
Allianz Global Assistance Basic
We've continued to use Allianz Global Assistance insurance. It is nice to know you can access it if necessary. Thank you.
SANDRA H. would recommend this plan to a friend or relative.
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  • Empty Comment
The trip included a
Allianz Global Assistance Basic
It is hard to rate the Allianz Global Assistance Basic plan since I did not file any claim...
Marie K. would recommend this plan to a friend or relative.
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Allianz Global Assistance Basic
I was disappointed that I could not get coverage for pre-existing conditions because I did not purchase the policy within 14 days of making the initial trip payment.
Mary K. would recommend this plan to a friend or relative.
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Value
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  • Zac
    Photo
    Thank you for your feedback on the policy. Each comprehensive policy has a pre-existing condition look back period. The pre-existing condition period is the number of days that the insurance company will look back from the date the insurance was purchased, to see if your claim is related to a pre-existing medical condition. If the reason you are canceling, interrupting or seeking medical coverage is related to pre-existing conditions there will be no coverage. A pre-existing conditions are treatment, diagnostic tests or exams, recommendations for diagnostic test or exams, or any adjustments in medication up or down in the past 60 -180 days. Most comprehensive policies will offer a waiver of pre-existing conditions if you meet the following conditions: Purchase the policy within 10 to 30 days of making your first trip payment; insure all prepaid non-refundable expenses prior to your departure date; and be medically fit to travel the day you purchase the policy.
    Jul 13,2015
The trip included a
Allianz Global Assistance Basic
We were very glad to have the coverage.
Alan J. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
The trip included a
Allianz Global Assistance Basic
It's hard to review something you didn't have to use. I am happy I didn't have to use it. It did give us peace of mind, but I hate paying more each year as we get older.
Marilyn A. would recommend this plan to a friend or relative.
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Claims no claim filed
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  • Empty Comment
The trip included a
Allianz Global Assistance Basic
I wasn't clear if plan would pay in event of emergency, but felt a little better having some coverage.
Helen J. would recommend this plan to a friend or relative.
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Value
Claims no claim filed
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  • Zac
    Photo
    Thank you for your feedback. The most common covered perils on travel insurance plans are unforeseen medical emergencies. Additional covered emergencies can vary from plan to plan. The Allianz Global Assistance Basic plan covers Trip cancellation and Trip interruption, if you or a traveling companion is seriously ill or injured, a family member who isn’t traveling with you is seriously ill or injured, and you, a traveling companion or family member passes away. There are additional covered reasons.

    The plan also offers an emergency medical benefit up to 10,000 USD with a 50.00 USD deductible for a sudden, unexpected illness or injury during your trip that’s either life threatening or could cause serious and irreparable harm if it isn’t treated.

    Above are just a few of the benefits offered by comprehensive travel insurance. In the future, please call us prior to purchase so that we can provide a thorough explanation of the policy benefits. Our representatives are available 7 days a week by calling 800-487-4722. We look forward to assisting you in the future.
    Jan 30,2016
Allianz Global Assistance Basic
It did give me peace of mind. Would have liked it to have just covered ticket and delayed travel expenses. My own insurance covered medical world wide.
Donna W. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Zac
    Photo
    Thank you for your feedback on the policy. All of our Trip Cancellation policies are included in a package with Trip Interruption, Baggage Loss, Medical, Dental, Emergency Evacuation, 24 Hour Travel/Emergency Assistance, Baggage Delay, and Travel Delay benefits.
    Jul 07,2015
Allianz Global Assistance Basic
I was glad I had the plan as a fail safe.
David C. would recommend this plan to a friend or relative.
Coverage
Value
Claims no claim filed
Satisfaction
  • Empty Comment
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