Travel Insurance Reviews AXA Assistance USA
AXA Assistance USA is part of the AXA Group, one of the world's largest and financial companies servicing over 95 million people worldwide, with over 60 years of experience in the travel insurance industry.
Learn more about AXA Assistance USA.
AXA Assistance USA
Gold
Always use Insure My trip for my travel insurance. Have found their website extremely easy to use and understand. The only time I had to claim, the process was efficient and professional.
Gillian P. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
AXA Assistance USA
Gold
We fortunately had no issues on our travel, so I cannot say much about this plan. But it was good to know we were insured.
Alec P. would
recommend this plan to a friend or relative.
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CrystalAXA Assistance USA
Thank you for your feedback. We are happy to hear you had a trouble-free trip but were covered in the event the unexpected occurred. Please think of AXA Assistance USA for any future travels and we hope to continue to provide you with a worry-free experience.Jun 08,2017
The trip included a
cruise
tour
AXA Assistance USA
Gold
Happily, I did not have to use my insurance! But this is the second time I have bought your travel insurance for an overseas trip. It was reassuring to know that I was adequately covered during my trip.
Bonnie C. would
recommend this plan to a friend or relative.
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Crystal
AXA Assistance USA
Having trip coverage certainly helps you focus on the important things like enjoying the travel experience and destination. We appreciate the opportunity to provide coverage for you and hope you will consider AXA Assistance USA for future travels.Jan 04,2017 -
Crystal
AXA Assistance USA
Thank you for your feedback. We are happy to hear you had a trouble-free trip but were covered in the event the unexpected occurred. We look forward to providing travel protection for all of your future endeavors!Jan 04,2017
The trip included a
cruise
tour
AXA Assistance USA
Silver
Had to cancel cruise at very last minute due to serious medical problem, and of course it was 100% nonrefundable at that point. Contacted AXA and they walked us through the procedure beginning with assigning a claim number right away. The agents were personable, courteous, and helpful. We were kept informed of the progress and within a month we were notified that the entire cost of the cruise was covered in the policy we had purchased from them. The check arrived in a couple of weeks. We had purchased an AXA trip policy on a previous cruise during which I had to see the ship doctor for a small medical problem. We filed a claim when returned and had the same positive experience throughout and the claim was paid in full.
James M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AXA Assistance USA
Gold
My claim was denied.
Shahla D. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Zac
Thank you for your feedback on the policy. We are sorry to learn that your claim was denied. We would be happy to look into whether you claim was appropriately denied or if you should consider an appeal. Please call us at 800-487-4722 and request to speak with a Customer Advocate.Jul 14,2016
The trip included a
cruise
AXA Assistance USA
Gold
Glad I didn't have to use it.
Edward K. would
recommend this plan to a friend or relative.
AXA Assistance USA
Silver
The peace of mind purchasing this insurance is well worth it. It makes the trip so much more enjoyable not having to worry about travel mishaps. Inexpensive mind relief!
marianne l. would
recommend this plan to a friend or relative.
AXA Assistance USA
Platinum
I bought coverage for Cancel For Any Reason. I later read the policy, it only provides coverage for cancellation caused by an event which is not otherwise covered. The title suggests that you can choose to cancel for any reason. The actual coverage would require proof that is was compelled and you had no choice. This is very misleading and deceitful.
Charles R. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Zac
Thank you for your feedback on the policy. If you meet the requirements for Cancel For Any Reason, and you pay the necessary premium to add it on to your policy, you can cancel your trip for any reason to be reimbursed 75% of the prepaid and non-refundable trip cost. When using Cancel for Any Reason, AXA Assistance USA does not require the customer to disclose the reason they cancelled the trip, and they do not require proof of the event which caused the cancellation. Any reason not otherwise covered by the plan, literally means any reason. If you cancel the trip for a covered reason under Trip Cancellation, and you prove the event, reimbursement is 100% of the pre-paid and non-refundable trip cost.
Here are the requirements for the Cancel For Any Reason benefit on the AXA Assistance USA Platinum plan:
"This coverage is Optional and must be shown on Your Confirmation of Benefits.
If You are prevented from taking the Covered Trip for any reason not otherwise covered by this policy, We will reimburse You or Your designated representative for 75% of the prepaid, forfeited, non-refundable Payments or Deposits for the Covered Trip arrangement(s), provided the following conditions are met:
(a) this coverage is purchased within 14 days of the date the initial Payment or Deposit is paid and You insure the cost of any subsequent arrangement(s) added to the same Covered Trip within 14 days of the date of Payment or Deposit for any subsequent Covered Trip arrangement(s); and
(b) this insurance coverage is purchased for the full cost of all non-refundable prepaid Covered Trip arrangements; and
(c) You or Your designated representative cancels the Covered Trip no less than 2 days prior to the Scheduled Departure Date.
This coverage will be terminated and no benefits will be paid if the full costs of all prepaid, non-refundable Covered Trip arrangements are not insured. Any premium paid for this coverage will be refunded."
In the future, if you have any questions or concerns about our products, please call us at 800-487-4722. Our representatives are available 7 days a week to assist our customers. We look forward to assisting you in the future.Jul 14,2015-
Gina Sullivan
AXA Assistance USA
We apologize for any confusion regarding the language in the policy. The restrictions of trip cancellation due to an event apply to the included Trip Cancellation benefit and not to the optional benefit of Cancel for Any Reason available as an upgrade. We would be happy to explain the coverage in more detail to alleviate any concerns you may have now or in the future.Jul 16,2015
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