With over 45 years of experience in the insurance industry, Global Underwriters is a leader in the development, administration and marketing of international health and life insurance products. They offer exceptional and affordable International Health insurance coverage for groups and individuals, whether you're traveling on business, vacationing, or are residing in a foreign country.
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The Global Underwriters Diplomat International plan covers medical expenses up to a maximum of 20,000 USD due to a sudden and unforeseen recurrence of a Pre-existing Condition. This does not include coverage for known, scheduled, required or expected medical care, drugs, or treatments existent or necessary prior to the effective date of coverage. Otherwise, the plan excludes coverage for pre-existing medical conditions in a 12 month period prior to the effective date of coverage. This exclusion does not apply to Emergency Evacuation/Repatriation.
The best way to waive the pre-existing conditions exclusion is to purchase a Comprehensive travel insurance plan immediately after you put money down towards your trip. Most policies will offer a waiver of pre-existing conditions if you satisfy the following requirements: purchase the policy within 10 to 21 days after making the initial trip payment; insure 100% of the prepaid non-refundable expenses prior to your departure date; and be medically fit to travel the day you purchase the policy.
Please call us at 800-487-4722 if you would like to learn more about obtaining coverage for pre-existing conditions.